405 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 405 Lancaster Ave, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1935
Square Footage	1,069 sqft Living Area
Lot Size	8,886 sqft (0.204 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2018)
Tax Bill	$2,015.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-235-111`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,069 sqft Living Area
1st Floor	1,069 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,886 sqft (0.204 acres)
Shed	1 Shed
Porch	1 Porch
Porch Area	158 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	405 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-5961
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	7188-169
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	2
Census Block	2103
Census Tract	20501

Owner

Source: Union County records · APN 09-235-111

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 LANCASTER AVE, MONROE, NC 28112-5961
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2018 · Amount on Record
Deed Sale	Jul 02, 2018 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Doc Number	201818182
Deed Book / Page	7188 / 169
Prior Transfer Date	May 03, 1996
Prior Transfer Doc	0866000282
Record Refreshed	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 02, 2018
Property Address	405 LANCASTER AVE, MONROE, NC 28112-5961
Document Number	7188169
Book / Page	007188 / 000169
Instrument Date	Jul 02, 2018
Instrument	18182
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LANCASTER AVE MONROE NC 281125961, MONROE, NC 28112-5961

Mortgage

Document Number	7188172
Date	Jul 02, 2018
Book Page	007188/000172
Instrument	18183

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,015.00 (+29.33%)	$230,600 (+61.37%) Land $48,800 Building $181,800	$230,600 (+61.37%) Land $48,800 Building $181,800
2023	$1,558.00	$142,900 Land $11,900 Building $131,000	$142,900 Land $11,900 Building $131,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.