407 Kemp Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 407 Kemp Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 1988
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Oct 2021)
Tax Bill	$3,042 (2026)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`018-4-014-00-0`

Property Details

APN / Parcel Number

Primary APN	`018-4-014-00-0`
Alternative APNs	`11693` `6027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,196 sqft Gross Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Patio Area	484 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 KEMP DR
City	AUGUSTA
State	GA
Zip	30909-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BERCKMAN HILLS (00200) 075-0
Legal Subdivision	BERCKMAN HILLS
Legal Lot Number	75
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2001
Census Tract	10201

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 KEMP DR, AUGUSTA, GA 30909-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE
Jun 4, 2019	Grant Deed, Transfer · Conventional with PMI NBH BK NA
Aug 4, 2017	Warranty Deed, Transfer VOSS CHARLENE TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	20217695
Deed Book / Page	1806 / 1267
Last Transfer Date	Oct 13, 2021
Transfer Doc	0018072045
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Oct 13, 2021
Property Address	407 KEMP DR, AUGUSTA, GA 30909-3718
Document Number	0018072045
Book / Page	1807 / 2045
Instrument Date	Oct 13, 2021
Instrument	2021-007890
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 KEMP DR, AUGUSTA, GA 30909-3718

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Oct 5, 2021
Property Address	407 KEMP DR, AUGUSTA, GA 30909-3718
Document Number	0018061267
Book / Page	1806 / 1267
Instrument Date	Oct 5, 2021
Instrument	2021-007695
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 KEMP DR, AUGUSTA, GA 30909-3718

Mortgage

Document Number	0018060000001270
Date	Oct 8, 2021
Book Page	0000001806/0000001270
Instrument	2021034524

Lender

Name	BETTER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Jun 4, 2019
Property Address	407 KEMP DR, AUGUSTA, GA 30909-3718
Document Number	0016790003
Book / Page	001679 / 000003
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 KEMP DR AUGUSTA GA 309093718, AUGUSTA, GA 30909-3718

Mortgage

Document Number	16790007
Date	Jun 4, 2019
Book Page	001679/000007

Lender

Name	NBH BK NA
Type	Bank
Address	5175 N ACADEMY BLVD, COLORADO SPRINGS, CO 80918-4001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Aug 4, 2017
Property Address	407 KEMP DR, AUGUSTA, GA 30909-3718
Document Number	0015891675
Book / Page	001589 / 001675
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 FIELDBROOK CT CARY NC 275197914, CARY, NC 27519-7914

Mortgage

Document Number	15891678
Date	Aug 4, 2017
Book Page	001589/001678

Lender

Name	VOSS CHARLENE TRUST (RT)
Address	16545 W BLACKHAWK CT, SURPRISE, AZ 85374-5103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,042.00 (-11.42%)
2025	$3,434.00 (+14.47%)	$103,184 (-0.09%) Land $15,200 Building $87,984	$257,960 (-0.09%) Land $38,000 Building $219,960
2023	$3,000.00 (+0.37%)	$103,280 (+11.5%) Land $15,200 Building $88,080	$258,200 (+11.5%) Land $38,000 Building $220,200
2022	$2,989.00	$92,630 Land $15,200 Building $77,430	$231,575 Land $38,000 Building $193,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	34 (1990–2024)
Claims Outside the SFHA	9 of 34
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Severe Storms & Flooding, Oct 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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