406 Kemp Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 406 Kemp Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1983
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2018)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`018-4-030-00-0`

Property Details

APN / Parcel Number

Primary APN	`018-4-030-00-0`
Alternative APNs	`11708` `6042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,282 sqft Gross Area
1st Floor Area	908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 KEMP DR
City	AUGUSTA
State	GA
Zip	30909-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BERCKMAN HILLS (00200) 015-0
Legal Subdivision	BERCKMAN HILLS
Legal Lot Number	15
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2002
Census Tract	10201

Owner

406 Kemp Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 KEMP DR, AUGUSTA, GA 30909-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Apr 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	Feb 25, 1987 · Amount on File
Deed Document Number	20182292
Deed Book / Page	1625 / 1572
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	406 KEMP DR, AUGUSTA, GA 30909-3719
Document Number	0017060167
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 KEMP DR AUGUSTA GA 309093719, AUGUSTA, GA 30909-3719

Mortgage

Document Number	0017060167
Date	Nov 27, 2019
Book Page	001706/000167

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Apr 20, 2018
Property Address	406 KEMP DR, AUGUSTA, GA 30909-3719
Document Number	0016251572
Book / Page	001625 / 001572
Instrument Date	Apr 17, 2018
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 KEMP DR AUGUSTA GA 309093719, AUGUSTA, GA 30909-3719

Tax Assessment & Valuation

The 2026 property tax bill for 406 Kemp Dr was $2,124, down 22.8% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 (-22.76%)
2025	$2,750.00	$89,876 Land $15,200 Building $74,676	$224,690 Land $38,000 Building $186,690
2023	$1,803.00 (-25.5%) Homeowner's exemption	$78,624 (+1.69%) Land $15,200 Building $63,424	$196,560 (+1.69%) Land $38,000 Building $158,560
2022	$2,420.00	$77,320 Land $15,200 Building $62,120	$193,301 Land $38,000 Building $155,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Kemp Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	34 (1990–2024)
Claims Outside the SFHA	9 of 34
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Severe Storms & Flooding, Oct 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Kemp Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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