Baltimore County property record for 407 Kauri Cliffs Rd, Owings Mills, MD 21117
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,672 sqft · built 2022 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $683,803 (Apr 2022) |
| Tax Bill | $7,451 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2022 Sale & Mortgage |
| APN | 04-2500015575 |
| Primary APN | 04-2500015575 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,672 sqft Living Area |
| Gross Area | 4,092 sqft |
| 1st Floor Area | 1,621 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,926 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 2500015575 |
|---|---|
| Street Address | 407 KAURI CLIFFS RD |
| City | OWINGS MILLS |
| State | MD |
| Zip | 21117-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.159 AC PHASE 3 RED RUN RESERVE |
| Legal Subdivision | RED RUN RESERVE |
| Legal Phase | 3,407 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 404101 |
Source: Baltimore County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 4, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on Record |
| Deed Sale | Apr 4, 2022 · Amount on Record |
| Deed Book / Page | 46664 / 378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 407 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0510820149 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 51082/149 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 4, 2022 |
| Property Address | 407 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Document Number | 0466640378 |
| Book / Page | 46664 / 378 |
| Map Reference | MB 79 |
| Instrument Date | Mar 1, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Document Number | 0046664384 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 46664/384 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,451.00 (+117.42%) Homeowner's exemption | $564,900 (+9.53%) | $621,300 (+15.76%) Land $154,800 Building $466,500 |
| 2023 | $3,427.00 | $515,733 | $536,700 Land $111,900 Building $424,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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