Baltimore County property record for 405 Kauri Cliffs Rd, Owings Mills, MD 21117
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,137 sqft · built 2022 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,577 (May 2022) |
| Tax Bill | $8,467 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale & Mortgage |
| APN | 04-2500015576 |
| Primary APN | 04-2500015576 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,137 sqft Living Area |
| Gross Area | 4,557 sqft |
| 1st Floor Area | 1,649 sqft |
| Basement Area | 1,027 sqft |
| Finished Basement | 1,027 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,926 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 2500015576 |
|---|---|
| Street Address | 405 KAURI CLIFFS RD |
| City | OWINGS MILLS |
| State | MD |
| Zip | 21117-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.159 AC PHASE 3 RED RUN RESERVE |
| Legal Subdivision | RED RUN RESERVE |
| Legal Phase | 3,405 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 404101 |
Source: Baltimore County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Unknown NEXTMARK FCU |
| May 12, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Deed Book / Page | 46875 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 405 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0468750429 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 46875/429 |
| Name | NEXTMARK FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 25, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | May 12, 2022 |
| Property Address | 405 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Document Number | 0468750405 |
| Book / Page | 46875 / 405 |
| Map Reference | MB JLE 79 FO 804 |
| Instrument Date | Mar 25, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 KAURI CLIFFS RD, OWINGS MILLS, MD 21117-1306 |
| Document Number | 0468750412 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 46875/412 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,467.00 (+135.52%) Homeowner's exemption | $603,333 (+11%) | $678,000 (+19.79%) Land $154,800 Building $523,200 |
| 2023 | $3,595.00 Homeowner's exemption | $543,567 | $566,000 Land $111,900 Building $454,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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