407 Jefferson St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 407 Jefferson St, Three Rivers, MI 49093

Property Summary

Property Type	General Industrial
Details	68,124 sqft
Lot Size	14.4 acres (629,442 sqft)
Owner	Company Name on File
Last Sale	$387,250 (Jan 2006)
Tax Bill	$30,156 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-499-067-00`

Property Details

APN / Parcel Number

Primary APN	`051-499-067-00`

Interior

Stories	1 Story
Building Area	68,124 sqft Total Area

Exterior

Fire Resistance	Masonry Walls, Wood Interior
Lot Area	629,442 sqft (14.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 JEFFERSON ST
City	THREE RIVERS
State	MI
Zip	49093-1122
Property Category	Industrial
Property Type	Industrial > General Industrial
Local Zoning Code	I-1
Legal Description	N 1/2 NE 1/4 SW 1/4 SEC 17 T6S R11W CITY OF THREE RIVERS EXC 1 A IN NW COR & EXC ELY 300 FT OF SD PCL.
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	CITY OF THREE RIVERS
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	2
Census Block	2018
Census Tract	40400

Owner

407 Jefferson St, an industrial property, is owned by a company that bought it in January 2006.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 308, THREE RIVERS, MI 49093-0308
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage KEY BANK NA
Aug 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2006 · Amount on File
Deed Sale	Jan 5, 2006 · Amount on File
Prior Sale	Nov 30, 2004 · Amount on File
Deed Book / Page	1350 / 244
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	1350/0244
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	407 JEFFERSON ST, THREE RIVERS, MI 49093-1122
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1922/0389
Date	Jul 6, 2018
Book Page	1922/0389

Lender

Name	KEY BANK NA
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	407 JEFFERSON ST, THREE RIVERS, MI 49093-1122
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1970/0707
Date	Aug 15, 2019
Book Page	1970/0707

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 Jefferson St was $30,156.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,368,200 Land $53,400 Building $1,314,800	$2,736,400 Land $106,800 Building $2,629,600
2025	$30,156.00
2023		$503,400 Land $45,000 Building $458,400	$1,006,800 Land $90,000 Building $916,800
2022	$17,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Jefferson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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