Morgan County property record for 407 High St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 3,240 sqft · built 1980 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Oct 2025) |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-142-19-011 |
| Primary APN | 1223-142-19-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,240 sqft Total Area |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 HIGH ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD WIGGINS ORIGINAL TOWN WI BLOCK 46 LOT 32 THRU- LOT 34 |
| Legal Subdivision | WIGGINS ORIGINAL TOWN |
| Legal Block | 46 |
| Legal Lot Number | 34 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 200 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 HIGH ST, WIGGINS, CO 80654-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 22, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage DAYSPRING BANK |
| Oct 10, 2025 | Special Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2014 · Amount on Record |
| Deed Document Number | 2025958693 |
| Prior Transfer Date | Feb 7, 2012 |
| Prior Transfer Doc | 0000875033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 407 HIGH ST, WIGGINS, CO 80654-1326 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 432, WIGGINS, CO 80654-0432 |
| Document Number | 0000954809 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 954809 |
| Name | DAYSPRING BANK |
|---|---|
| Type | Bank |
| Address | GOTHENBURG, NE 69138 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 14, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Oct 10, 2025 |
| Property Address | 407 HIGH ST, WIGGINS, CO 80654-1326 |
| Document Number | 0000958693 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 958693 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 407 HIGH ST, WIGGINS, CO 80654-1326 |
| Document Number | 0000958694 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 958694 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,280.00 (-53.92%) | $18,720 (-28.74%) Land $3,210 Building $15,510 | $299,490 (-23.62%) Land $51,400 Building $248,090 |
| 2024 | $2,778.00 | $26,270 (-12.32%) Land $2,780 Building $23,490 | $392,090 (-12.3%) Land $41,440 Building $350,650 |
| 2023 | $2,778.00 (+39.25%) | $29,960 (+62.03%) Land $3,170 Building $26,790 | $447,090 (+68.04%) Land $47,250 Building $399,840 |
| 2022 | $1,995.00 | $18,490 Land $2,770 Building $15,720 | $266,060 Land $39,900 Building $226,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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