405 High St, Wiggins, CO 80654 Property Records

Morgan County property record for 405 High St, Wiggins, CO 80654 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,040 sqft Total Area
Lot Size10,500 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$304,000 (2026)
Tax Bill$1,145.00 (2025)

Property Details

APN / Parcel Number

Primary APN1223-142-19-010
Alternative APN
  • R012738

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,040 sqft Total Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,500 sqft (0.241 acres)
Depth X Width140 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Patio Area160 sqft Patio
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address405 HIGH ST
CityWIGGINS
StateCO
Zip80654-1326
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBD WIGGINS ORIGINAL TOWN WI BLOCK 46 LOT 29 THRU- LOT 31
Legal SubdivisionWIGGINS ORIGINAL TOWN
Legal Block46
Legal Lot Number31
JurisdictionMORGAN CO
Minor Civil DivisionWIGGINS
Census Blockgroup2
Census Block2056
Census Tract200

Owner

Source: Morgan County records · APN 1223-142-19-010

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 HIGH ST, WIGGINS, CO 80654-1326
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Mar 31, 2026Correction Deed
Jun 03, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Sep 24, 2025Special Warranty Deed, Transfer · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Aug 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
RED ROCKS FCU
Jun 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Mar 31, 2026
  • Deed Sale Price on Mar 31, 2026
  • Prior Sale Amount on Jan 28, 2026
Deed Doc Number2026961431
Prior Transfer DateMar 04, 2026
Prior Transfer Doc0000961431
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Recording DateJul 15, 2026
Property Address405 HIGH ST, WIGGINS, CO 80654-1326
Document Number0000963184
Instrument DateJul 06, 2026
Instrument2026963184
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 HIGH ST, WIGGINS, CO 80654-1326

Mortgage

Document Number0000963184,
DateJul 15, 2026
Instrument2026963184
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 31, 2056
Interest
Rate6.48%
Max Rate-1%

March 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionMORGAN CO
Recording DateMar 31, 2026
Property Address405 HIGH ST, WIGGINS, CO 80654-1326
Document Number0000961431
Instrument DateMar 04, 2026
Instrument961431
Record UpdatedApr 08, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 HIGH ST, WIGGINS, CO 80654-1326

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address405 HIGH ST, WIGGINS, CO 80654-1326
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000940999
DateJun 03, 2022
Instrument940999
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term960 Months
DueJun 27, 2102
Interest
Rate TypeAdjustable Rate
Rate4.9%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMORGAN CO
Recording DateSep 24, 2025
Property Address405 HIGH ST, WIGGINS, CO 80654-1326
Document Number0000958357
Instrument DateSep 23, 2025
Instrument958357
Transaction TypeTransfer
Record UpdatedOct 06, 2025
Title CompanyUNKNOWN, GUARDIAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$30.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 HIGH ST, WIGGINS, CO 80654-1326

Mortgage

Document Number0000958358
DateSep 24, 2025
Instrument958358
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address405 HIGH ST, WIGGINS, CO 80654-1326
Document Number0000907701
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 HIGH ST WIGGINS CO 806541326, WIGGINS, CO 80654-1326

Mortgage

Document Number0000907701
DateSep 01, 2017
Instrument907701
Lender
NameRED ROCKS FCU
TypeBank
AddressLITTLETON, CO 80120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 31, 2024

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address405 HIGH ST, WIGGINS, CO 80654-1326
Document Number0000906392
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJul 12, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 HIGH ST WIGGINS CO 806541326, WIGGINS, CO 80654-1326

Mortgage

Document Number0000906392
DateJun 27, 2017
Instrument906392
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2047

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,145.00 (-37.36%)$17,400 (-27.47%) Land $3,210 Building $14,190$278,450 (-22.26%) Land $51,400 Building $227,050
2024$1,828.00$23,990 (-13.36%) Land $2,740 Building $21,250$358,190 (-13.31%) Land $40,960 Building $317,230
2023$1,828.00 (+66.79%)$27,690 (+61.84%) Land $3,170 Building $24,520$413,190 (+67.78%) Land $47,250 Building $365,940
2022$1,096.00$17,110 Land $2,770 Building $14,340$246,270 Land $39,900 Building $206,370

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