Nicollet County property record for 407 Grace St, Saint Peter, MN 56082
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 2,061 sqft · built 1890 |
| Lot Size | 0.203 acres (8,845 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,224 (Apr 2020) |
| Tax Bill | $3,128 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.412.1400 |
| Primary APN | 19.412.1400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,061 sqft Living Area |
| 1st Floor Area | 240 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,845 sqft (0.203 acres) |
| Lot Dimensions | 132 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 214 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 GRACE ST |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-2008 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | BLOCK 136 LOT EX W 46 OF LOT 4 LOT 6 EX E 42 OF LOTS 4 5 6 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | AMENDED PLAT |
| Legal Block | 136 |
| Legal Lot Number | 4-6 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 480400 |
407 Grace St, a residential property, is owned and occupied by an individual who bought it in April 2020.
Source: Nicollet County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 GRACE ST, SAINT PETER, MN 56082-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKVISTA |
| Apr 23, 2020 | Deed, Transfer · Conventional Mortgage BANKVISTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on File |
| Deed Sale | Apr 23, 2020 · Amount on File |
| Prior Sale | Aug 3, 2009 · Amount on File |
| Deed Document Number | 2020331688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 407 GRACE ST, SAINT PETER, MN 56082-2008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000331690 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 331690 |
| Name | BANKVISTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Apr 23, 2020 |
| Property Address | 407 GRACE ST, SAINT PETER, MN 56082-2008 |
| Document Number | 0000331688 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 331688 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.34 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 GRACE ST, SAINT PETER, MN 56082-2008 |
| Investor | Possibly a Property Investor |
| Document Number | 0000331689 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 331689 |
| Name | BANKVISTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 407 Grace St was $3,128 with a homeowner's exemption.
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,128.00 Homeowner's exemption | $235,900 Land $33,500 Building $202,400 | $235,900 Land $33,500 Building $202,400 |
| 2025 | $3,128.00 | ||
| 2023 | $2,336.00 Homeowner's exemption | $209,400 Land $33,500 Building $175,900 | $209,400 Land $33,500 Building $175,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Grace St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1983–1997) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Grace St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, GigFire, T-Mobile.
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