401 Grace St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 401 Grace St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1890
Lot Size	0.127 acres (5,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2026)
Tax Bill	$2,416 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.412.1410`

Property Details

APN / Parcel Number

Primary APN	`19.412.1410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Basement Area	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,544 sqft (0.127 acres)
Lot Dimensions	132 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	90 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 GRACE ST
City	SAINT PETER
State	MN
Zip	56082-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 136 LOT E 42 OF LOT 6 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	AMENDED PLAT
Legal Block	136
Legal Lot Number	E-6
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1020
Census Tract	480400

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 GRACE ST, SAINT PETER, MN 56082-2008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 8, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Sep 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2026358345
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	332764
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 16, 2026
Property Address	401 GRACE ST, SAINT PETER, MN 56082-2008
Document Number	0000358345
Instrument Date	Jun 15, 2026
Instrument	2026358345
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 GRACE ST, SAINT PETER, MN 56082-2008

Mortgage

Document Number	0000358346,
Date	Jun 16, 2026
Instrument	2026358346

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Jul 8, 2020
Property Address	401 GRACE ST, SAINT PETER, MN 56082-2008
Document Number	332764
Instrument Date	Jun 29, 2020
Instrument	332764
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GRACE ST, SAINT PETER, MN 56082-2008

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jul 8, 2020
Property Address	401 GRACE ST, SAINT PETER, MN 56082-2008
Document Number	332765
Instrument Date	Jun 29, 2020
Instrument	332765
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GRACE ST, SAINT PETER, MN 56082-2008

Mortgage

Document Number	332766
Date	Jul 8, 2020
Instrument	332766

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 3, 2019
Property Address	401 GRACE ST, SAINT PETER, MN 56082-2008
Document Number	328907
Instrument Date	Aug 21, 2019
Instrument	328907
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PREMIER TITLE

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 GRACE ST, SAINT PETER, MN 56082-2009

Mortgage

Document Number	328908
Date	Sep 3, 2019
Instrument	328908

Lender

Name	AMERICAN MORTGAGE & EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 4, 2018
Property Address	401 GRACE ST, SAINT PETER, MN 56082-2008
Document Number	324006
Instrument Date	Jun 1, 2018
Instrument	324006
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 GRACE ST, SAINT PETER, MN 56082-2008

Mortgage

Document Number	324007
Date	Jun 4, 2018
Instrument	324007

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,416.00 Homeowner's exemption	$188,900 (+4.36%) Land $21,000 Building $167,900	$188,900 (+4.36%) Land $21,000 Building $167,900
2025	$2,416.00 (+35.12%) Homeowner's exemption	$181,000 (+6.91%) Land $21,000 Building $160,000	$181,000 (+6.91%) Land $21,000 Building $160,000
2023	$1,788.00 Homeowner's exemption	$169,300 Land $21,000 Building $148,300	$169,300 Land $21,000 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, T-Mobile.

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