Lafayette Parish property record for 407 Gerald Dr, Lafayette, LA 70503
| Property Type | Single Family Home |
|---|---|
| Details | 1,308 sqft · built 1860 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Apr 2023) |
| Tax Bill | $1,114 (2025) |
| Deeds & Mortgages | Mar 2009 Mortgage Oct 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6047492 |
| Primary APN | 6047492 |
|---|
| Building Area | 1,308 sqft Living Area |
|---|
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Area | 396 sqft |
| Street Address | 407 GERALD DR |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70503-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 102 GRAND GLADE SUB EXT 1 (100X135) |
| Legal Range | 04E |
| Legal Township | 10S |
| Legal Section | 06 |
| Legal Subdivision | GRAND GLADE SUBDIVISION EXTENS |
| Legal Lot Number | 102 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | F |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 1700 |
Source: Lafayette Parish records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 GERALD DR, LAFAYETTE, LA 70503-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2009 | Deed of Trust, Mortgage · FHA Mortgage GMFS LLC |
| Oct 26, 2012 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Apr 5, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on Record |
| Deed Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 202310223 |
| Prior Transfer Date | Mar 23, 2023 |
| Prior Transfer Doc | 0000010223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 407 GERALD DR, LAFAYETTE, LA 70503-4832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900009218 |
|---|---|
| Date | Mar 11, 2009 |
| Instrument | 2009-00009218 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 407 GERALD DR, LAFAYETTE, LA 70503-4832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200042359 |
|---|---|
| Date | Oct 26, 2012 |
| Instrument | 2012-00042359 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Recording Date | Apr 5, 2023 |
| Property Address | 407 GERALD DR, LAFAYETTE, LA 70503-4832 |
| Document Number | 202300010223 |
| Map Reference | IN 2006-00003856 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-00010223 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202300010224 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023-00010224 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,114.00 (+167.15%) | $10,709 (+5.98%) Land $4,049 Building $6,660 | $107,090 (+5.98%) Land $40,490 Building $66,600 |
| 2023 | $417.00 (+1.96%) Homeowner's exemption | $10,105 (-) Land $4,049 Building $6,056 | $101,050 (-) Land $40,490 Building $60,560 |
| 2022 | $409.00 | $10,105 Land $4,049 Building $6,056 | $101,050 Land $40,490 Building $60,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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