405 Gerald Dr, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 405 Gerald Dr, Lafayette, LA 70503

Property Summary

Property Type	Single Family Home
Details	1,383 sqft · built 1860
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$1,737 (2025)
Deeds & Mortgages	May 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6039582`

Property Details

APN / Parcel Number

Primary APN	`6039582`

Interior

Building Area	1,383 sqft Living Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Area	450 sqft

Location & Zoning

Street Address	405 GERALD DR
City	LAFAYETTE
State	LA
Zip	70503-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 GRAND GLADE SUB EXT 1 (100X135)
Legal Range	04E
Legal Township	10S
Legal Section	06
Legal Subdivision	GRAND GLADE SUBDIVISION EXTENS
Legal Lot Number	101
Jurisdiction	LAFAYETTE LA
Township / Civil Division	F
Census Block Group	6
Census Block	6007
Census Tract	1700

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 GERALD DR, LAFAYETTE, LA 70503-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	405 GERALD DR, LAFAYETTE, LA 70503-4832
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600018235
Date	May 24, 2016
Instrument	2016-00018235

Lender

Name	ST. MARTIN BANK & TRUST CO
Type	Non-Lending Institution
Address	SAINT MARTINVILLE, LA 70582

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+56.91%)	$16,699 (-) Land $4,049 Building $12,650	$166,990 (-) Land $40,490 Building $126,500
2023	$1,107.00 (+0.82%) Homeowner's exemption	$16,699 (-) Land $4,049 Building $12,650	$166,990 (-) Land $40,490 Building $126,500
2022	$1,098.00 Homeowner's exemption	$16,699 Land $4,049 Building $12,650	$166,990 Land $40,490 Building $126,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20