407 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 407 Georgia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,112 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Finished, 350 sqft
Tax Bill	$3,360.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79768`
Alternative APN	`012630000103870105`

Interior

Full Baths	2 Baths
Building Area	1,112 sqft Heated Area
Gross Area	1,566 sqft Gross Area
1st Floor	1,112 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	350 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	80 sqft Patio
Porch	Open Porch
Porch Area	104 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79768
Street Address	407 GEORGIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2656
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61-62 BLK 387 S 37 1/2 FT LOT 10 & N 25 FT LOT 9
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	387
Legal Lot Number	9-10
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3037
Census Tract	43400

Owner

Source: Osceola County records · APN 79768

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	381 TUNNEL HILL CHURCH RD, ELIZABETHTOWN, KY 42701-7910
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 1994
Deed Sale	Dec 27, 1994
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00 (+17.2%)	$208,300 (+12.9%) Land $55,000 Building $153,300	$208,300 (+12.9%) Land $55,000 Building $153,300
2023	$2,867.00 (+10.82%)	$184,500 (+12.64%) Land $50,000 Building $134,500	$184,500 (+12.64%) Land $50,000 Building $134,500
2022	$2,587.00	$163,800 Land $45,000 Building $118,800	$163,800 Land $45,000 Building $118,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.