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313 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 313 Georgia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,047 sqft · built 1973
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Aug 2024)
Tax Bill$4,296 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN79860

Property Details

APN / Parcel Number

Primary APN79860
Alternative APN
  • 012630000103940085

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,047 sqft Heated Area
Gross Area1,760 sqft
1st Floor Area1,047 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions150 ft deep x 62.5 ft wide
Garage TypeFinished
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Screened Porch
Porch Area383 sqft
FenceFence
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79860
Street Address313 GEORGIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEFRONT ADDN PB B PG 61 BLK 394 N 50 FT LOT 8 & S 12.5 FT LOT 9
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block394
Legal Lot Number8-9
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3021
Census Tract43400

Owner

Source: Osceola County records · APN 79860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 GEORGIA AVE, SAINT CLOUD, FL 34769-2654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Prior SaleApr 22, 2024 · Amount on Record
Deed Document Number2024108107
Deed Book / Page6652 / 1068
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address313 GEORGIA AVE, SAINT CLOUD, FL 34769-2654
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 CASTLEMAIN CIR, DAVENPORT, FL 33897-0526

Mortgage

Document Number0065862131
DateApr 22, 2024
Book Page6586/2131
Instrument2024051683
Lender
NameRCN CAPITAL LLC A CONNECTICUT LIMITED LI
TypeNon-Lending Institution
Address75 GERBER RD E # 102, SOUTH WINDSOR, CT 06074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueMay 01, 2025

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,296.00 (+665.78%)$239,800 (+245.32%) Land $60,000 Building $179,800$239,800 (+28.03%) Land $60,000 Building $179,800
2023$561.00 (+2%) Homeowner's exemption$69,442 (+3%)$187,300 (+13.86%) Land $55,000 Building $132,300
2022$550.00 Homeowner's exemption$67,420$164,500 Land $50,000 Building $114,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 98 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
12 under condo master policies
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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