Shelby County property record for 407 Gardner St, Montevallo, AL 35115
| Property Type | Office Building |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1970 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Company Name on Record |
| Last Sale | $190,000 (May 2025) |
| Tax Bill | $1,923 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 362034001002002 |
| Primary APN | 362034001002002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Finished/Painted |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Brick |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 85,813 sqft (1.97 acres) |
| Lot Dimensions | 285 ft deep x 312 ft wide |
| Canopy | 3,724 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 GARDNER ST |
|---|---|
| City | MONTEVALLO |
| State | AL |
| Zip | 35115 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | BEG NW COR SE1/4 TH S 305' TH E 275' TH N 312' TH W 285' TO POB |
| Legal Range | 12E |
| Legal Township | 24N |
| Legal Section | 03 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | MONTEVALLO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30405 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 608, SAGINAW, AL 35137-0608 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK |
| Jul 26, 2022 | Warranty Deed, Transfer |
| Feb 28, 2022 | Intrafamily Transfer, Transfer |
| Feb 28, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 2025157900 |
| Prior Transfer Date | Feb 28, 2022 |
| Prior Transfer Doc | 0000083290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 270 GARDNER ST, MONTEVALLO, AL 35115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000161710 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 20230531000161710 |
| Name | CENTRAL STATE BANK |
|---|---|
| Type | Bank |
| Address | CALERA, AL 35040 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jul 26, 2022 |
| Property Address | 270 GARDNER ST, MONTEVALLO, AL 35115 |
| Document Number | 0000291290 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 20220726000291290 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 NORMANDY LN, 316, CHELSEA, AL 35043-5348 |
| Name | Verified Name |
|---|---|
| Address | 111 APPLEGATE CT, PELHAM, AL 35124-2943 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Feb 28, 2022 |
| Property Address | 270 GARDNER ST, MONTEVALLO, AL 35115 |
| Document Number | 0000083290 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 20220228000083290 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 465 ARROWHEAD LN, 465, INDIAN SPRINGS, AL 35124-3817 |
| Name | Verified Name |
|---|---|
| Address | 316 NORMANDY LN, CHELSEA, AL 35043-5348 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Feb 28, 2022 |
| Property Address | 270 GARDNER ST, MONTEVALLO, AL 35115 |
| Document Number | 0000083330 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 20220228000083330 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 270 HARDEENR ST, HELENA, AL 35080 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Montevallo City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,923.00 (+53.72%) | ||
| 2025 | $1,251.00 (+7.75%) | $24,540 (+7.73%) | $122,670 (+7.76%) Land $51,060 Building $71,610 |
| 2023 | $1,161.00 | $22,780 | $113,840 Land $51,060 Building $62,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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