125 Gardner St, Montevallo, AL 35115 Property Records

Shelby County property record for 125 Gardner St, Montevallo, AL 35115

Property Summary

Property Type	Townhouse
Details	1 ba · 852 sqft · built 1991
Lot Size	0.058 acres (2,531 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (Aug 2024)
Tax Bill	$474 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`362032201034014`

Property Details

APN / Parcel Number

Primary APN	`362032201034014`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	852 sqft Heated Area
1st Floor Area	852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,531 sqft (0.058 acres)
Lot Dimensions	83 ft deep x 30.5 ft wide
Porch	Slab
Utility Building	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 GARDNER ST
City	MONTEVALLO
State	AL
Zip	35115-4225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SEC/TWNSHP/RAN 3 24N 12E NBRHD: 07 MONTEVALLO TOWNHOMES R-2
Legal Range	12E
Legal Township	24N
Legal Section	03
Legal Subdivision	SHAW VILLAS PHASE 2
Legal Lot Number	12
Jurisdiction	SHELBY AL
Township / Civil Division	MONTEVALLO
Census Block Group	1
Census Block	1010
Census Tract	30405

Owner

125 Gardner St, a townhouse, is owned and occupied by two individuals who bought it in August 2024.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 GARDNER ST, MONTEVALLO, AL 35115-4225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	202410
Prior Transfer Date	Jul 29, 2024
Prior Transfer Doc	0000000010
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 10, 2022
Property Address	125 GARDNER ST, MONTEVALLO, AL 35115-4225
Document Number	0000191640
Map Reference	MB 14 PG 115
Instrument Date	Apr 8, 2022
Instrument	20220510000191640
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 HICKS ST, 210, MONTEVALLO, AL 35115-4289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SOUTHNER ST, MONTEVALLO, AL 35115

Mortgage

Document Number	0000191650
Date	May 10, 2022
Instrument	20220510000191650

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 125 Gardner St was $474 with a homeowner's exemption, down 6.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Montevallo City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$474.00 (-6.69%) Homeowner's exemption
2025	$508.00	$9,980	$99,700 Land $38,500 Building $61,200
2023	$385.00	$8,360	$83,600 Land $30,000 Building $53,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Gardner St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20