407 Fulton St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 407 Fulton St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1970
Lot Size	0.118 acres (5,123 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Feb 1997)
Tax Bill	$8,187 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00041-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00041-0000-00009`
Alternative APN	`100004100009`

Interior

Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	5,123 sqft (0.118 acres)
Lot Dimensions	100 ft deep x 24 ft wide

Location & Zoning

Street Address	407 FULTON ST
City	MIDDLESEX
State	NJ
Zip	08846-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	51.24X100 10
Legal Block	41
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1026
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 FULTON ST, MIDDLESEX, NJ 08846-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 1997 · Amount on Record
Deed Sale	Feb 11, 1997 · Amount on Record
Deed Book / Page	4390 / 341
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	407 FULTON ST, MIDDLESEX, NJ 08846-1526
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021046518
Date	Apr 5, 2021
Book Page	18375/1926
Instrument	2021046518

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	407 FULTON ST, MIDDLESEX, NJ 08846-1526
Document Number	0000013420
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	CAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 FULTON ST MIDDLESEX NJ 088461526, MIDDLESEX, NJ 08846-1526

Mortgage

Document Number	0000013420
Date	Jun 14, 2017
Book Page	016796/000682
Instrument	13420

Lender

Name	INVESTORS HM MTG
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,800 (+9.99%) Land $116,200 Building $308,600	$424,800 (+9.99%) Land $116,200 Building $308,600
2025	$8,187.00 (+5.75%)	$386,200 (+15.42%) Land $116,200 Building $270,000	$386,200 (+15.42%) Land $116,200 Building $270,000
2024	$7,742.00 (-10.03%)
2023		$334,600 Land $116,200 Building $218,400	$334,600 Land $116,200 Building $218,400
2022	$8,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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