406 Fulton St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 406 Fulton St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1950
Lot Size	0.143 acres (6,233 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2018)
Tax Bill	$9,110 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00040-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00040-0000-00007`
Alternative APN	`100004000007`

Interior

Stories	2 Stories
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	6,233 sqft (0.143 acres)
Lot Dimensions	121 ft deep x 24 ft wide

Location & Zoning

Street Address	406 FULTON ST
City	MIDDLESEX
State	NJ
Zip	08846-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	51.24X121.63 8
Legal Subdivision	DUNELLEN TERRACE
Legal Block	40
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1021
Census Tract	200

Owner

406 Fulton St is owned and occupied by an individual who bought it in August 2018.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	406 FULTON ST, MIDDLESEX, NJ 08846-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Aug 24, 2018	Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Document Number	201874898
Deed Book / Page	17277 / 661
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	406 FULTON ST, MIDDLESEX, NJ 08846-1527
Document Number	0000081185
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FULTON ST MIDDLESEX NJ 088461527, MIDDLESEX, NJ 08846-1527

Mortgage

Document Number	0000081185
Date	Oct 1, 2019
Book Page	017638/000965
Instrument	81185

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 24, 2018
Property Address	406 FULTON ST, MIDDLESEX, NJ 08846-1527
Document Number	201800074898
Book / Page	17277 / 0661
Instrument Date	Aug 10, 2018
Instrument	201800074898
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 FULTON ST, 406, MIDDLESEX, NJ 08846-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FULTON ST, MIDDLESEX, NJ 08846-1527

Mortgage

Document Number	201800074899
Date	Aug 24, 2018
Instrument	201800074899

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 Fulton St was $9,110, up 2.3% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,000 (+2.16%) Land $124,200 Building $314,800	$439,000 (+2.16%) Land $124,200 Building $314,800
2025	$9,110.00 (+2.29%)	$429,700 Land $124,200 Building $305,500	$429,700 Land $124,200 Building $305,500
2024	$8,906.00
2023		$384,900 Land $124,200 Building $260,700	$384,900 Land $124,200 Building $260,700
2022	$7,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Fulton St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Fulton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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