Madison County property record for 407 Franklin St, Fredericktown, MO 63645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,155 sqft · built 1943 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,434 (May 2022) |
| Tax Bill | $662 (2025) |
| Deeds & Mortgages | Jul 2012 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-3.2-08-004-020-007.000 |
| Primary APN | 07-3.2-08-004-020-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Gazebo | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 FRANKLIN ST |
|---|---|
| City | FREDERICKTOWN |
| State | MO |
| Zip | 63645-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK 12 COLLEGE HILL ADDN |
| Legal Range | 07 |
| Legal Township | 33 |
| Legal Section | 08 |
| Legal Subdivision | COLLEGE HILL ADD |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON MO |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960202 |
Source: Madison County records, as of January 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 FRANKLIN ST, FREDERICKTOWN, MO 63645-1557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2012 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| May 4, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Jun 8, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEW ERA BANK |
| May 11, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on Record |
| Deed Sale | May 4, 2022 · Amount on Record |
| Prior Sale | May 4, 2022 · Amount on Record |
| Deed Document Number | 2022795 |
| Deed Book / Page | 542 / 105 |
| Prior Transfer Date | Apr 20, 2022 |
| Prior Transfer Doc | 0000000795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 407 FRANKLIN ST, FREDERICKTOWN, MO 63645-1557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000438/362 |
|---|---|
| Date | Jul 26, 2012 |
| Book Page | 438/362 |
| Instrument | 1184 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | May 4, 2022 |
| Property Address | 407 FRANKLIN ST, FREDERICKTOWN, MO 63645-1557 |
| Document Number | 000542/103 |
| Book / Page | 542 / 103 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022000794 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 FRANKLIN ST, FREDERICKTOWN, MO 63645-1557 |
| Investor | Possibly a Property Investor |
| Document Number | 2022000796 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022000796 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Jun 8, 2020 |
| Property Address | 407 FRANKLIN ST, FREDERICKTOWN, MO 63645-1557 |
| Document Number | 000516/639 |
| Book / Page | 516 / 639 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020000855 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 WALMATT DR #128 # 128, 128, FARMINGTON, MO 63640 |
| Document Number | 000516/641 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 516/641 |
| Instrument | 2020000856 |
| Name | NEW ERA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | May 11, 2020 |
| Property Address | 407 FRANKLIN ST, FREDERICKTOWN, MO 63645-1557 |
| Document Number | 000515/740 |
| Book / Page | 515 / 740 |
| Instrument Date | May 7, 2020 |
| Instrument | 2020000674 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 835 TIMBERLINE DR, FARMINGTON, MO 63640-7782 |
Source: Madison County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Madison County |
| Municipality | Fredericktown City |
| Unified School District | Fredericktown R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $662.00 (-0.15%) | $10,540 (-) | $55,470 (-) Land $6,000 Building $49,470 |
| 2023 | $663.00 (+7.8%) | $10,540 (+8.66%) | $55,470 (+8.62%) Land $6,000 Building $49,470 |
| 2022 | $615.00 | $9,700 | |
| 2021 | $51,070 Land $6,000 Building $45,070 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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