Madison County property record for 406 Franklin St, Fredericktown, MO 63645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,059 sqft · built 1900 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,362 (Jun 2026) |
| Tax Bill | $472 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-3.2-08-004-019-010.000 |
| Primary APN | 07-3.2-08-004-019-010.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 406 FRANKLIN ST |
|---|---|
| City | FREDERICKTOWN |
| State | MO |
| Zip | 63645-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2L14 OF BLK 1 OF COLLEGE HILL ADDN |
| Legal Range | 07 |
| Legal Township | 33 |
| Legal Section | 08 |
| Legal Subdivision | COLLEGE HILL ADD |
| Legal Block | 1 |
| Jurisdiction | MADISON MO |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960202 |
Source: Madison County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Oct 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO LLC |
| Jan 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK |
| Jun 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2024 · Amount on Record |
| Deed Document Number | 2026894 |
| Deed Book / Page | 588 / 388 |
| Prior Transfer Date | Mar 18, 2008 |
| Prior Transfer Doc | 00395/0601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Jun 5, 2026 |
| Property Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Document Number | 0000000894 |
| Book / Page | 588 / 388 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026894 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Document Number | 0000000895, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026895 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Oct 29, 2024 |
| Property Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Document Number | 0000570/94 |
| Book / Page | 570 / 94 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024001614 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Document Number | 0000057096 |
|---|---|
| Date | Oct 29, 2024 |
| Instrument | 570/96 |
| Name | GUILD MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000502/380 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 502/380 |
| Instrument | 2017004108 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Jun 30, 2021 |
| Property Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Document Number | 000531/101 |
| Book / Page | 531 / 101 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021001216 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 FRANKLIN ST, FREDERICKTOWN, MO 63645-1558 |
| Document Number | 000531/103 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 531/103 |
| Instrument | 2021001217 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Madison County |
| Municipality | Fredericktown City |
| Unified School District | Fredericktown R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472.00 (-0.21%) | $7,520 (-) | $39,570 (-) Land $6,000 Building $33,570 |
| 2023 | $473.00 | $7,520 | $39,570 Land $6,000 Building $33,570 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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