405 Emerald Trl, Brandon, MS 39047 Property Records

Rankin County property record for 405 Emerald Trl, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,466 sqft · built 2015
Lot Size	0.18 acres (7,853 sqft)
Owner	Individual Name on File
Last Sale	$307,496 (Apr 2021)
Tax Bill	$275 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`H11J000002 01560`

Property Details

APN / Parcel Number

Primary APN	`H11J000002 01560`
Alternative APN	`78814`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,466 sqft Adjusted Area
1st Floor Area	2,023 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,853 sqft (0.18 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	78814
Street Address	405 EMERALD TRL
City	BRANDON
State	MS
Zip	39047-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 GARDENS OF MANSHIP PH 3
Legal Range	03E
Legal Township	06N
Legal Section	18
Legal Subdivision	GARDENS OF MANSHIP
Legal Phase	3
Legal Lot Number	156
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1035
Census Tract	20212

Owner

405 Emerald Trl is owned and occupied by an individual who bought it in April 2021.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	405 EMERALD TRL, BRANDON, MS 39047-6513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Book / Page	2021 / 9286
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	405 EMERALD TRL, BRANDON, MS 39047-6513
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054274
Date	Apr 27, 2021
Book Page	3021/54274

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 27, 2021
Property Address	405 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000009286
Book / Page	2021 / 9286
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 EMERALD TRL, BRANDON, MS 39047-6513

Tax Assessment & Valuation

The 2025 property tax bill for 405 Emerald Trl was $275 with exemptions applied, down 90.5% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$275.00 (-90.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$24,030
2024	$2,880.00		$240,300 Land $35,000 Building $205,300
2023		$22,614
2021			$226,140 Land $35,000 Building $191,140
2019	$1,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Emerald Trl in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	18 (2003–2018)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Emerald Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
NETSPEEDMS Fixed Wireless	232 / 133
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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