Camden County property record for 407 Elm Tree Ln, Camdenton, MO 65020
| Property Type | Single Family Home |
|---|---|
| Details | 1,710 sqft · built 2016 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $902 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 4.0 19.0 000.0 004 048.000 |
| Primary APN | 12 4.0 19.0 000.0 004 048.000 |
|---|
| Building Area | 1,710 sqft Gross Area |
|---|
| Year Built | Built 2016 |
|---|---|
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Street Address | 407 ELM TREE LN |
|---|---|
| City | CAMDENTON |
| State | MO |
| Zip | 65020-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW ROCK SUB PHASE 1 LOT 4 BLK 2 |
| Legal Subdivision | SHADOW ROCK SUB |
| Legal Phase | 1 |
| Legal Block | 2 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | KIHEKA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950500 |
Source: Camden County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE HEADQUARTERS INC |
| Jan 9, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE HEADQUARTERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000774812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Document Number | 000348/996 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 348/996 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Document Number | 000351/703 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 351/703 |
| Name | MORTGAGE HEADQUARTERS INC |
|---|---|
| Type | Mortgage Company |
| Address | OSAGE BEACH, MO 65065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 407 ELM TREE LN, CAMDENTON, MO 65020-7021 |
| Document Number | 000354/232 |
|---|---|
| Date | Jan 9, 2025 |
| Book Page | 354/232 |
| Name | MORTGAGE HEADQUARTERS INC |
|---|---|
| Type | Mortgage Company |
| Address | OSAGE BEACH, MO 65065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Municipality | Camdenton City |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $902.00 (+2.38%) | $23,830 (-) | $125,421 (-) |
| 2023 | $23,830 (-) | $125,421 (-) | |
| 2022 | $881.00 | $23,830 | $125,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–1994) |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 82% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDENTON PWS serves 3,960 people · EPA ID MO3010130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Splash Wireless Internet Fixed Wireless | 200 / 25 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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