396 Elm Tree Ln, Camdenton, MO 65020 Property Records

Camden County property record for 396 Elm Tree Ln, Camdenton, MO 65020

Property Summary

Property Type	Single Family Home
Details	1,499 sqft · built 2015
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Tax Bill	$873 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 4.0 19.0 000.0 004 035.000`

Property Details

APN / Parcel Number

Primary APN	`12 4.0 19.0 000.0 004 035.000`

Interior

Building Area	1,499 sqft Gross Area

Exterior

Year Built	Built 2015
Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	185 ft deep x 82 ft wide

Location & Zoning

Street Address	396 ELM TREE LN
City	CAMDENTON
State	MO
Zip	65020-6941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1
Legal Subdivision	SHADOW ROCK PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	5
Jurisdiction	CAMDEN MO
Township / Civil Division	KIHEKA
Census Block Group	3
Census Block	3002
Census Tract	950500

Owner

Source: Camden County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	396 ELM TREE LN, CAMDENTON, MO 65020-6941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025
Deed Sale	Oct 1, 2025
Deed Document Number	0000917985
Deed Book / Page	917 / 985
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Oct 1, 2025
Property Address	396 ELM TREE LN, CAMDENTON, MO 65020-6941
Document Number	000917/985
Book / Page	917 / 985
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FREEDOM LAND TITLE, FREEDOM LAND T&E

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WILLOW CT, BRANSON, MO 65616-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 ELM TREE LN, CAMDENTON, MO 65020-6941

Mortgage

Document Number	0000356976
Date	Oct 1, 2025
Instrument	356/976

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Camdenton City
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00 (+2.46%)	$23,050 (-)	$121,316 (-)
2023		$23,050 (-)	$121,316 (-)
2022	$852.00	$23,050	$121,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1994)
Most Recent Claim	Apr 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDENTON PWS serves 3,960 people · EPA ID MO3010130
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100