407 Edward Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 407 Edward Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,161 sqft · built 1981
Lot Size	0.205 acres (8,968 sqft)
Owner	Owner Name on Record
Last Sale	$67,000 (Feb 2001)
Tax Bill	$895 (2025)
Deeds & Mortgages	May 2017 Loan Modification Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-10-04-007`

Property Details

APN / Parcel Number

Primary APN	`154-10-04-007`
Alternative APN	`R0042661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,968 sqft (0.205 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042661
Old Parcel Number	1541004007
Street Address	407 EDWARD DR
City	LADSON
State	SC
Zip	29456-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 264 SUBD: FAIRLAWN PH 0
Legal Subdivision	FAIRLAWN
Legal Phase	1
Legal Lot Number	264
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2015
Census Tract	10814

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	407 EDWARD DR, LADSON, SC 29456-4868
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Loan Modification, Mortgage · FHA Mortgage SELENE FIN
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2001 · Amount on Record
Deed Sale	Feb 12, 2001 · Amount on Record
Prior Sale	Feb 12, 2001 · Amount on Record
Deed Document Number	0000260830
Deed Book / Page	2608 / 30
Prior Transfer Date	Feb 5, 2001
Prior Transfer Doc	2608/0030
Record Updated	Jun 8, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER SC
Property Address	407 EDWARD DR, LADSON, SC 29456-4868
Document Number	0803/0283
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EDWARD DR LADSON SC 294564868, LADSON, SC 29456-4868

Mortgage

Document Number	0803/0283
Date	May 15, 2017
Book Page	010803/000283

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Interest

Rate	3.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	407 EDWARD DR, LADSON, SC 29456-4868
Document Number	0803/0295
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EDWARD DR LADSON SC 294564868, LADSON, SC 29456-4868

Mortgage

Document Number	0803/0295
Date	May 15, 2017
Book Page	010803/000295
Instrument	12886

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00	$10,305 (+132.78%) Land $2,600 Building $7,705	$257,624 (+132.76%) Land $65,000 Building $192,624
2024	$895.00 (+9.82%)
2023	$815.00 (+0.99%)	$4,427 (+12.36%) Land $1,600 Building $2,827	$110,683 (+12.33%) Land $40,000 Building $70,683
2022	$807.00	$3,940 Land $690 Building $3,250	$98,535 Land $17,250 Building $81,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon, WOW Internet, Cable & Phone, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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