407 E Walnut St, Covington, OH 45318 Property Records

Miami County property record for 407 E Walnut St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1870
Square Footage	1,404 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$52,000 (2002)
Tax Bill	$1,359.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-004350`
Alternative APNs	`080529.3-05-003-00` `H19SH021 01700`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	1,404 sqft Living Area
1st Floor	956 sqft 1st Floor
2nd Floor	448 sqft 2nd Floor
Upper Floors	448 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1870
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	106 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	320 sqft Garage

Exterior Amenities

Patio Area	200 sqft Patio
Porch	Enclosed Porch
Porch Area	112 sqft Porch
Canopy Area	200 sqft Canopy

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19SH021 01700
Street Address	407 E WALNUT ST
City	COVINGTON
State	OH
Zip	45318-1643
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 324 66
Legal Subdivision	COVINGTON
Legal Lot Number	324 66
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2037
Census Tract	325000

Owner

Source: Miami County records · APN H19-004350

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 E WALNUT ST, COVINGTON, OH 45318-1643
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2002 · Amount on Record
Deed Sale	Mar 29, 2002 · Amount on Record
Deed Doc Number	500
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	407 E WALNUT ST, COVINGTON, OH 45318-1643
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016025
Date	Dec 28, 2017
Instrument	2017OR-16025

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 01, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (+23.55%) Homeowner's exemption	$41,650 (+41.81%) Land $9,940 Building $31,710	$119,000 (+41.84%) Land $28,400 Building $90,600
2024	$1,100.00 (+3.87%) Homeowner's exemption	$29,370 (-) Land $10,750 Building $18,620
2023	$1,059.00 (-3.46%) Homeowner's exemption	$29,370 (-) Land $10,750 Building $18,620	$83,900 (-) Land $30,700 Building $53,200
2022	$1,097.00 Homeowner's exemption	$29,370 Land $10,750 Building $18,620	$83,900 Land $30,700 Building $53,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.