Miami County property record for 328 E Walnut St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,040 sqft · built 1928 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $336,500 (Jun 2024) |
| Tax Bill | $3,444 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-021680 |
| Primary APN | H19-021680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,040 sqft Living Area |
| 1st Floor Area | 2,928 sqft |
| Upper Floors Area | 936 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 172 ft deep x 116 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 328 E WALNUT ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UN-NUMBERED LOT E OF IL 505 100.58 X 148.69 S PT |
| Legal Lot Number | E |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 325000 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 13, 2023 | Warranty Deed, Transfer |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OSGOOD STATE BANK |
| Sep 24, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 8, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Nov 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI COVINGTON S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2023 · Amount on Record |
| Deed Document Number | 20245737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 13, 2023 |
| Property Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Document Number | 0000012451 |
| Map Reference | VOL 8 PG 200 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023OR-12451 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004228 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 2020OR-04228 |
| Name | OSGOOD STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 24, 2019 |
| Property Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Document Number | 0000011169 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 11169 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E WALNUT ST COVINGTON OH 453181563, COVINGTON, OH 45318-1563 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 8, 2019 |
| Property Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Document Number | 0000007377 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 7377 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E WALNUT ST COVINGTON OH 453181563, COVINGTON, OH 45318-1563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 328 E WALNUT ST, COVINGTON, OH 45318-1563 |
| Document Number | 0000014530 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 E WALNUT ST COVINGTON OH 453181563, COVINGTON, OH 45318-1563 |
| Document Number | 0000014530 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 14530 |
| Name | COVINGTON S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | 117 N HIGH ST, COVINGTON, OH 45318-1307 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,444.00 (+30.85%) Homeowner's exemption | $114,040 (+62.27%) Land $14,600 Building $99,440 | $325,800 (+62.25%) Land $41,700 Building $284,100 |
| 2024 | $2,632.00 (+3.83%) Homeowner's exemption | $70,280 (-) Land $15,820 Building $54,460 | |
| 2023 | $2,535.00 (-3.43%) Homeowner's exemption | $70,280 (-) Land $15,820 Building $54,460 | $200,800 (-) Land $45,200 Building $155,600 |
| 2022 | $2,625.00 Homeowner's exemption | $70,280 Land $15,820 Building $54,460 | $200,800 Land $45,200 Building $155,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures