Clayton County property record for 407 E Niagara St, Garnavillo, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 906 sqft · built 1974 |
| Lot Size | 0.251 acres (10,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Mar 2015) |
| Tax Bill | $2,058 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-29-17-302-006 |
| Primary APN | 22-29-17-302-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| Basement Area | 906 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,947 sqft (0.251 acres) |
| Lot Dimensions | 70 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 407 E NIAGARA ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HALVORSONS ADDN. LOT 6 & PT LOT 7 |
| Legal Subdivision | HALVORSONS ADDN |
| Legal Lot Number | 6,7 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70300 |
407 E Niagara St is owned and occupied by an individual who bought it in March 2015.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 E NIAGARA ST, GARNAVILLO, IA 52049-8120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on File |
| Deed Sale | Mar 20, 2015 · Amount on File |
| Deed Document Number | 2015715 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 407 E Niagara St was $2,058, up 9.5% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (+9.47%) | $133,484 Land $17,981 Building $115,503 | $133,484 Land $17,981 Building $115,503 |
| 2024 | $1,880.00 | ||
| 2023 | $113,549 Land $15,635 Building $97,914 | $113,549 Land $15,635 Building $97,914 | |
| 2022 | $1,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 E Niagara St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 E Niagara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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