Clayton County property record for 306 E Niagara St, Garnavillo, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,156 sqft · built 1908 |
| Lot Size | 0.208 acres (9,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jun 2024) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2918441003 |
| Primary APN | 2918441003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 420 sqft |
| Basement Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,040 sqft (0.208 acres) |
| Lot Dimensions | 113 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Deck Area | 180 sqft |
| Patio Area | 201 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 306 E NIAGARA ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 LOT 2 OF 2 18 93 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 70300 |
306 E Niagara St is owned and occupied by an individual who bought it in June 2024.
Source: Clayton County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 E NIAGARA ST, GARNAVILLO, IA 52049-8119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on File |
| Deed Sale | Jun 25, 2024 · Amount on File |
| Prior Sale | Jul 30, 2010 · Amount on File |
| Deed Document Number | 20241540 |
| Prior Transfer Date | Jan 24, 2023 |
| Prior Transfer Doc | 0000000265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jan 24, 2023 |
| Property Address | 306 E NIAGARA ST, GARNAVILLO, IA 52049-8119 |
| Document Number | 2023R00265 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023R00265 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 144, GARNAVILLO, IA 52049-0144 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 144, GARNAVILLO, IA 52049-0144 |
The 2025 property tax bill for 306 E Niagara St was $1,006, down 13.1% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (-13.13%) | $65,196 Land $11,901 Building $53,295 | $65,196 Land $11,901 Building $53,295 |
| 2024 | $1,158.00 | ||
| 2023 | $69,918 Land $10,349 Building $59,569 | $69,918 Land $10,349 Building $59,569 | |
| 2022 | $952.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 E Niagara St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 E Niagara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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