407 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 407 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,624 sqft · built 1952
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jun 2011)
Tax Bill	$370 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-4900-0001-00-5`

Property Details

APN / Parcel Number

Primary APN	`03-4900-0001-00-5`
Alternative APN	`11-03-4900-0001-00-5`

Interior

Full Baths	1 Bath
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Raised Ranch
Lot Area	14,593 sqft (0.335 acres)
Lot Dimensions	132 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 1 SUPERV PLAT OF MENCHINGERS SUB
Legal Subdivision	MENCHINGERS SUB
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2012
Census Tract	2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2022 KROLOW ST, BENTON HARBOR, MI 49022-6740
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2011 · Amount on Record
Deed Sale	Jun 16, 2011 · Amount on Record
Prior Sale	Oct 31, 2008 · Amount on Record
Deed Book / Page	2960 / 1651
Prior Transfer Date	Oct 27, 2008
Prior Transfer Doc	02863/1455
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	407 E NAPIER AVE, BENTON HARBOR, MI 49022-7337
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03208/2090
Date	Jun 18, 2018
Book Page	3208/2090

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,100 (+49.5%)	$30,200 (+49.5%)
2025	$370.00 (+6.63%)	$10,100 (+29.49%)	$20,200 (+29.49%)
2024	$347.00 (-57.42%)
2023		$7,800	$15,600
2022	$815.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20