407 E Montgomery St, Niantic, IL 62551 Property Records

Macon County property record for 407 E Montgomery St, Niantic, IL 62551

Property Summary

Property Type	Single Family Home
Details	1 ba · 715 sqft · built 1993
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Sep 2020)
Tax Bill	$773 (2025)
Deeds & Mortgages	Jan 2023 Sale Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-11-278-015`

Property Details

APN / Parcel Number

Primary APN	`13-10-11-278-015`
Alternative APN	`10-11-278-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	715 sqft Living Area
1st Floor Area	715 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	80 ft deep x 85 ft wide
Garage Area	384 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	131011278015
Street Address	407 E MONTGOMERY ST
City	NIANTIC
State	IL
Zip	62551-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	LOCKHARTS ADD TO NIANTIC N1/2 LOTS 1 & 2 & N10 S1/2 LTS 1 & 2 BLK 5 02BK3213/86 85X80 00BK3146/458
Legal Range	01W
Legal Township	16N
Legal Section	11
Legal Subdivision	LOCKHARTS ADD
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	MACON IL
Township / Civil Division	NIANTIC
Census Block Group	3
Census Block	3006
Census Tract	2800

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 E PAYSON ST, PONTIAC, IL 61764-2163
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer
Sep 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Aug 1, 2002 · Amount on Record
Deed Document Number	20201967174
Deed Book / Page	4768 / 971
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jan 27, 2023
Property Address	407 E MONTGOMERY ST, NIANTIC, IL 62551-4009
Document Number	004937/351
Book / Page	4937 / 351
Map Reference	BK 31 PG 29
Instrument Date	Jan 27, 2023
Instrument	2007361
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E PAYSON ST, PONTIAC, IL 61764-2163

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 17, 2020
Property Address	407 E MONTGOMERY ST, NIANTIC, IL 62551-4009
Document Number	4768/971
Book / Page	4768 / 971
Map Reference	PB 31 PG 29
Instrument Date	Sep 17, 2020
Instrument	1967174
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, NIANTIC, IL 62551-0156

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Niantic Township
Municipality	Niantic Village
Unified School District	Sangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00	$9,273 Land $2,114 Building $7,159	$27,822 Land $6,343 Building $21,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-NIANTIC serves 648 people · EPA ID IL1150400
Water Source	Purchased groundwater from UNITED REGIONAL WATER COOP
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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