407 E Locust St, Bloomington, IL 61701 Property Records

McLean County property record for 407 E Locust St, Bloomington, IL 61701 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	914 sqft Living Area
Lot Size	3,351 sqft (0.077 acres)
Last Sale	$76,500 (2006)
Tax Bill	$2,356.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`21-04-253-005`

Interior

Full Baths	1 Baths
Building Area	914 sqft Living Area
1st Floor	914 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	3,351 sqft (0.077 acres)
Depth X Width	112 ft x 30 ft Depth x Width

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	407 E LOCUST ST
City	BLOOMINGTON
State	IL
Zip	61701-3115
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DURLEYA DD W30 E125 LOT 1 & 4 BLK 16
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	DURLEYA DD
Legal Block	16
Legal Lot Number	1,4
Jurisdiction	MCLEAN IL
Minor Civil Division	BLOOMINGTON CITY
Census Blockgroup	1
Census Block	1002
Census Tract	1700

Owner

Source: McLean County records · APN 21-04-253-005

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2810 DEGARMO DR, BLOOMINGTON, IL 61704-9101
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2006 · Amount on Record
Deed Sale	Aug 07, 2006 · Amount on Record
Deed Doc Number	200621331
Record Refreshed	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	407 E LOCUST ST, BLOOMINGTON, IL 61701-3115
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800012287
Date	Jul 31, 2018
Instrument	2018-00012287

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2033

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,258 (+22.28%) Land $6,821 Building $24,437	$93,774 (+22.28%) Land $20,463 Building $73,311
2024	$2,356.00 (+10.3%)
2023	$2,136.00	$25,563 Land $5,578 Building $19,985	$76,689 Land $16,734 Building $59,955

Flood & Wildfire

407 E Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.