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401 E Locust St, Bloomington, IL 61701 Property Records

McLean County property record for 401 E Locust St, Bloomington, IL 61701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Year BuiltBuilt 1979
Square Footage8,120 sqft Living Area
Lot Size9,214 sqft (0.212 acres)
GarageBasement
Tax Bill$6,889.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-04-253-014

Interior

Bedrooms2 Beds
Plumbing Fixtures18 Plumbing Fixtures
Units12 Units
Building Area8,120 sqft Living Area
1st Floor2,030 sqft 1st Floor
Basement Area2,030 sqft Basement
Finished Basement2,030 sqft Finished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area9,214 sqft (0.212 acres)
Depth X Width112 ft x 83 ft Depth x Width
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemA/C Chilled Water Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address401 E LOCUST ST
CityBLOOMINGTON
StateIL
Zip61701-3159
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDURLEY ADD W1/2 LOT 2 & W1/2 LOT 3 BLK 16
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionDURLEY ADD
Legal Block16
Legal Lot Number2,3
JurisdictionMCLEAN IL
Minor Civil DivisionBLOOMINGTON CITY
Census Blockgroup1
Census Block1002
Census Tract1700

Owner

Source: McLean County records · APN 21-04-253-014

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11239 FONTHILL DR, INDIANAPOLIS, IN 46236-8630
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Affidavit of Death of Joint Tenant, Transfer
May 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK
Apr 07, 2020Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 04, 2025
Transfer Doc0000017715
Record RefreshedJun 08, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMCLEAN IL
Recording DateDec 11, 2025
Property Address401 E LOCUST ST, BLOOMINGTON, IL 61701-3159
Document Number202500017715
Instrument DateNov 19, 2025
Instrument2025-00017715
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E LOCUST ST APT 1, 1, BLOOMINGTON, IL 61701-3196

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address401 E LOCUST ST, BLOOMINGTON, IL 61701-3159
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300005933
DateMay 11, 2023
Instrument2023-00005933
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueApr 24, 2028

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address401 E LOCUST ST, BLOOMINGTON, IL 61701-3159
Transaction TypeMortgage
Record UpdatedApr 27, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000005938
DateApr 07, 2020
Instrument2020-00005938
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMar 23, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$92,538 (+8.91%) Land $20,240 Building $72,298$277,614 (+8.91%) Land $60,720 Building $216,894
2024$6,889.00 (+0.25%)$84,970 (+3.34%) Land $18,585 Building $66,385$254,910 (+3.34%) Land $55,755 Building $199,155
2023$6,872.00$82,223 Land $17,984 Building $64,239$246,669 Land $53,952 Building $192,717

Flood & Wildfire

401 E Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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