407 E Hart Ave, Opp, AL 36467 Property Records

Covington County property record for 407 E Hart Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,123 sqft · built 1930
Lot Size	0.367 acres (16,000 sqft)
Owner	Company Name on Record
Last Sale	$149,609 (Dec 2025)
Deeds & Mortgages	Dec 2025 Foreclosure Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-28-4-401-038.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-28-4-401-038.000`
Alternative APNs	`11082844010380000` `1108284401038000` `23080940`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,123 sqft Living Area
1st Floor Area	2,123 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	948 sqft
Carport	Carport
Carport Area	948 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23080940
Street Address	407 E HART AVE
City	OPP
State	AL
Zip	36467-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>787-682 JSD 2/25/87 LOT 10 BLK 7 KELLEYS ADD SEC 28 T4N R18E ALSO S2 VACATED ALLEY LYING N & ADJ TO LOT BOOK 1, PAGE 4.
Legal Range	18E
Legal Township	04N
Legal Section	28
Legal Subdivision	KELLEYS ADD
Legal Block	7
Legal Lot Number	10
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4042
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Special Warranty Deed, Foreclosure
Apr 11, 2023	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Apr 23, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Book / Page	2025 / 23362
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Dec 2, 2025
Property Address	407 E HART AVE, OPP, AL 36467-2207
Document Number	2025/23362
Book / Page	2025 / 23362
Instrument Date	Nov 25, 2025
Transaction Type	Foreclosure
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	407 E HART AVE, OPP, AL 36467-2207
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/6127
Date	Apr 11, 2023
Book Page	2023/6127

Lender

Name	EMORTGAGE FUNDING LLC
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	407 E HART AVE, OPP, AL 36467-2207
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/9279
Date	Apr 23, 2021
Book Page	2021/9279

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$42,868 (+125.38%) Land $880 Building $41,988	$214,340 (+12.85%) Land $4,400 Building $209,940
2024	Additional exemption filed	$19,020 (+16.22%) Land $440 Building $18,580	$189,940 (+16.06%) Land $4,400 Building $185,540
2023	Additional exemption filed	$16,366 Land $390 Building $15,976	$163,660 Land $3,900 Building $159,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

Nearby Properties on E Hart Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures