406 E Hart Ave, Opp, AL 36467 Property Records

Covington County property record for 406 E Hart Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,322 sqft · built 1980
Lot Size	0.441 acres (19,250 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Nov 2020)
Tax Bill	$325 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-28-4-404-002.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-28-4-404-002.000`
Alternative APNs	`11082844040020000` `1108284404002000` `23417460`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,250 sqft (0.441 acres)
Lot Dimensions	175 ft deep x 110 ft wide
Porch	Slab
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23417460
Street Address	406 E HART AVE
City	OPP
State	AL
Zip	36467-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2020/22838 JSD 10/16/20 BEG @ NW COR OF LOT 1 MORGAN SUD-DIV SEC 28 T4N R18E POB; TH S-175'; W-125'; N-175'; E-125' TO
Legal Range	18E
Legal Township	04N
Legal Section	28
Legal Subdivision	HARTS SUBDIVISION
Legal Lot Number	1
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4054
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E HART AVE, OPP, AL 36467-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Deed Book / Page	2020 / 22838
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Nov 18, 2020
Property Address	406 E HART AVE, OPP, AL 36467-2208
Document Number	2020/22838
Book / Page	2020 / 22838
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E HART AVE, OPP, AL 36467-2208

Mortgage

Document Number	0202022841
Date	Nov 18, 2020
Instrument	2020/22841

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00 (+8.33%) Homeowner's exemption	$20,060 (+124.89%) Land $1,000 Building $19,060	$100,300 (+12.42%) Land $5,000 Building $95,300
2024	$300.00 (+18.58%) Homeowner's exemption	$8,920 (+15.93%) Land $500 Building $8,420	$89,220 (+15.96%) Land $5,000 Building $84,220
2023	$253.00 (-55.61%) Homeowner's exemption	$7,694 (+5.2%) Land $440 Building $7,254	$76,940 (+5.2%) Land $4,400 Building $72,540
2022	$570.00	$7,314 Land $410 Building $6,904	$73,140 Land $4,100 Building $69,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

Nearby Properties on E Hart Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures