407 E Freeman St, Frankfort, IN 46041 Property Records

Clinton County property record for 407 E Freeman St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,009 sqft · built 1967
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,880 (Feb 2026)
Tax Bill	$908 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-15-228-003.000-021`

Property Details

APN / Parcel Number

Primary APN	`12-10-15-228-003.000-021`
Alternative APNs	`00507853507` `01678041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
1st Floor Area	1,009 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00507853507
Street Address	407 E FREEMAN ST
City	FRANKFORT
State	IN
Zip	46041-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-03149-00 LOT 3 J K STEELES ADD
Legal Subdivision	J K STEELES ADD
Legal Lot Number	3
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2007
Census Tract	950700

Owner

Source: Clinton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E FREEMAN ST, FRANKFORT, IN 46041-3142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	2026573
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	0020260573
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Feb 17, 2026
Property Address	407 E FREEMAN ST, FRANKFORT, IN 46041-3142
Document Number	0020260573
Map Reference	REC 2 PG 110
Instrument Date	Feb 11, 2026
Instrument	20260573
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	MOMENTUM TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E FREEMAN ST, FRANKFORT, IN 46041-3142

Mortgage

Document Number	0020260574
Date	Feb 17, 2026
Instrument	20260574

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Dec 8, 2023
Property Address	407 E FREEMAN ST, FRANKFORT, IN 46041-3142
Document Number	0020233960
Map Reference	REC 2 PG 110
Instrument Date	Dec 7, 2023
Instrument	20233960
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 E FREEMAN ST, FRANKFORT, IN 46041-3142

Mortgage

Date	Dec 8, 2023

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Feb 21, 2017
Property Address	407 E FREEMAN ST, FRANKFORT, IN 46041-3142
Document Number	0020170743
Map Reference	MB 2 PG 110
Instrument Date	Feb 20, 2017
Instrument	2017-0743
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5975 S COUNTY ROAD O EW, FRANKFORT, IN 46041-8840

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$908.00 (+16.11%) Homeowner's exemption	$91,800 (+24.9%) Land $12,100 Building $79,700	$91,800 (+24.9%) Land $12,100 Building $79,700
2024	$782.00 (-53.92%) Homeowner's exemption	$73,500 (-) Land $12,100 Building $61,400	$73,500 (-) Land $12,100 Building $61,400
2023	$1,697.00 (+1.56%)	$73,500 (-) Land $12,100 Building $61,400	$73,500 (-) Land $12,100 Building $61,400
2022	$1,671.00	$73,500 Land $12,100 Building $61,400	$73,500 Land $12,100 Building $61,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Nextlink, Verizon.

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