402 E Freeman St, Frankfort, IN 46041 Property Records

Clinton County property record for 402 E Freeman St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$353,780 (Oct 2022)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-10-485-010.000-021`

Property Details

APN / Parcel Number

Primary APN	`12-10-10-485-010.000-021`
Alternative APNs	`01519249581` `01650122`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01519249581
Street Address	402 E FREEMAN ST
City	FRANKFORT
State	IN
Zip	46041-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-18292-00 PT SE SE 10-21-1W .20A TR F 3295-6-7-A-6F
Legal Subdivision	WOOFFENDALE ADDITION
Legal Tract	F
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2005
Census Tract	950700

Owner

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E FREEMAN ST, FRANKFORT, IN 46041-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	May 3, 2000 · Amount on Record
Deed Document Number	20224260
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	402 E FREEMAN ST, FRANKFORT, IN 46041-3141
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E FREEMAN ST, FRANKFORT, IN 46041-3141

Mortgage

Document Number	0020221537
Date	Apr 18, 2022
Instrument	20221537

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	FRANKFORT, IN 46041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Oct 13, 2022
Property Address	402 E FREEMAN ST, FRANKFORT, IN 46041-3141
Document Number	0020224260
Instrument Date	Oct 10, 2022
Instrument	20224260
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E FREEMAN ST, FRANKFORT, IN 46041-3141

Mortgage

Document Number	0020224261
Date	Oct 13, 2022
Instrument	20224261

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+15.8%) Homeowner's exemption	$131,400 (+27.82%) Land $10,900 Building $120,500	$131,400 (+27.82%) Land $10,900 Building $120,500
2024	$1,133.00 (-0.18%)
2023	$1,135.00 (+0.44%)	$102,800 (-0.19%) Land $10,900 Building $91,900	$102,800 (-0.19%) Land $10,900 Building $91,900
2022	$1,130.00 Homeowner's exemption	$103,000 Land $10,900 Building $92,100	$103,000 Land $10,900 Building $92,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Nextlink, Verizon.

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