407 E Division St, Audubon, IA 50025 Property Records

Audubon County property record for 407 E Division St, Audubon, IA 50025

Property Summary

Property TypeDuplex
Details1.5 ba · 1,202 sqft · built 1962
Lot Size0.069 acres (2,995 sqft)
OwnerIndividual Name on File
Tax Bill$1,846 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2019 Refinance
Flood ZoneZone X (minimal risk)
APN05-05-21-340-291

Property Details

APN / Parcel Number

Primary APN05-05-21-340-291
Alternative APN
  • 002910

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,202 sqft Total Area
Basement Area1,202 sqft
Finished Basement500 sqft
Unfinished Basement702 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,995 sqft (0.069 acres)
Lot Dimensions50 ft deep x 59 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address407 E DIVISION ST
CityAUDUBON
StateIA
Zip50025-1310
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionN 59.9' LOT 5 LESS W 63' BLK 18 ORIGINAL TOWN
Legal Block18
Legal Lot Number5
JurisdictionAUDUBON IA
Township / Civil DivisionLEROY
Census Block Group1
Census Block1066
Census Tract70200

Owner

407 E Division St, a duplex, is owned and occupied by an individual.

Source: Audubon County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address407 E DIVISION ST, AUDUBON, IA 50025-1310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · Line of Credit
IOWA SAVINGS BANK
Jan 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
IOWA STATE SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUDUBON IA
Property Address407 E DIVISION ST, AUDUBON, IA 50025-1310
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E DIVISION ST, AUDUBON, IA 50025-1310

Mortgage

Document Number0000251229
DateDec 10, 2025
Instrument25-1229
Lender
NameIOWA SAVINGS BANK
TypeBank
AddressCARROLL, IA 51401
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAUDUBON IA
Property Address407 E DIVISION ST, AUDUBON, IA 50025-1310
Transaction TypeMortgage
Record UpdatedFeb 6, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190064
DateJan 11, 2019
Instrument19-0064
Lender
NameIOWA STATE SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueFeb 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 407 E Division St was $1,846 with a homeowner's exemption.

Source: Audubon County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAudubon County
MunicipalityAudubon City
Unified School DistrictAudubon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,846.00$120,230 (-) Land $4,580 Building $115,650$120,230 (-) Land $4,580 Building $115,650
2025$1,846.00 Homeowner's exemption$120,230 Land $4,580 Building $115,650$120,230 Land $4,580 Building $115,650
2023$107,280 Land $4,580 Building $102,700$107,280 Land $4,580 Building $102,700
2022$1,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 E Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUDUBON WATER SUPPLY
serves 2,053 people · EPA ID IA0505077
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Farmers Mutual Cooperative Telephone, Nextlink, Western Iowa Wireless.

Nearby Properties on E Division St

Nearby Streets

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