405 E Division St, Audubon, IA 50025 Property Records

Audubon County property record for 405 E Division St, Audubon, IA 50025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,102 sqft · built 1977
Lot Size	0.109 acres (4,761 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Mar 2008)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-21-340-288`

Property Details

APN / Parcel Number

Primary APN	`05-05-21-340-288`
Alternative APN	`002880`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Basement Area	1,102 sqft
Finished Basement	900 sqft
Unfinished Basement	202 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,761 sqft (0.109 acres)
Lot Dimensions	52 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	405 E DIVISION ST
City	AUDUBON
State	IA
Zip	50025-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B OF LOTS 3 & 4 ORIGINAL TOWN
Legal Subdivision	CITY AUDUBON
Legal Lot Number	3,4
Jurisdiction	AUDUBON IA
Township / Civil Division	LEROY
Census Block Group	1
Census Block	1066
Census Tract	70200

Owner

405 E Division St is owned and occupied by two individuals who acquired it in October 2025.

Source: Audubon County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 E DIVISION ST, AUDUBON, IA 50025-1310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2008 · Amount on File
Deed Sale	Mar 24, 2008 · Amount on File
Deed Document Number	2008308
Last Transfer Date	Oct 31, 2025
Transfer Doc	0000001074
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUDUBON IA
Property Address	405 E DIVISION ST, AUDUBON, IA 50025-1310
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210481
Date	Mar 24, 2021
Instrument	21-0481

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 405 E Division St was $2,500 with a homeowner's exemption.

Source: Audubon County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Audubon County
Municipality	Audubon City
Unified School District	Audubon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00	$159,010 (-) Land $7,160 Building $151,850	$159,010 (-) Land $7,160 Building $151,850
2025	$2,500.00 Homeowner's exemption	$159,010 Land $7,160 Building $151,850	$159,010 Land $7,160 Building $151,850
2023		$141,320 Land $7,160 Building $134,160	$141,320 Land $7,160 Building $134,160
2022	$1,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 E Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 E Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUDUBON WATER SUPPLY serves 2,053 people · EPA ID IA0505077
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Farmers Mutual Cooperative Telephone, Nextlink, Western Iowa Wireless.