407 E Coral Trace Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 407 E Coral Trace Cir, Delray Beach, FL 33445

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,379 sqft · built 2001
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on File
Last Sale	$233,700 (Apr 2017)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-18-54-002-1540`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-18-54-002-1540`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,379 sqft Living Area
1st Floor Area	1,379 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	3,598 sqft (0.083 acres)
Garage Type	Attached
Garage Area	242 sqft
Porch	Finished/Open Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	407 E CORAL TRACE CIR
City	DELRAY BEACH
State	FL
Zip	33445-3621
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM7
Legal Description	CORAL TRACE LT 154 SECTION B
Legal Range	43E
Legal Township	46S
Legal Section	18
Legal Subdivision	CORAL TRACE
Legal Block	2
Legal Lot Number	154
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	6910

Owner

407 E Coral Trace Cir, a townhouse, is owned and occupied by an individual who bought it in April 2017.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	407 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 25, 2017	Warranty Deed, Transfer BRPS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Document Number	2017145645
Deed Book / Page	29041 / 46
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0257690821
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 25, 2017
Property Address	407 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3621
Document Number	0290410046
Book / Page	29041 / 0046
Map Reference	MB82 PG197
Instrument Date	Apr 10, 2017
Instrument	20170145645
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	BRPS TITLE OF TEXAS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16260 N 71ST ST, 16260, SCOTTSDALE, AZ 85254-1591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3621

Mortgage

Document Number	20170145646
Date	Apr 25, 2017
Instrument	20170145646

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 25, 2017
Property Address	407 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3621
Document Number	0290410043
Book / Page	029041 / 000043
Instrument Date	Mar 8, 2017
Instrument	145644
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	BRPS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16260 N 71ST ST SCOTTSDALE AZ 852541591, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Coral Trace Cir was $3,650 with a homeowner's exemption, up 6.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00 (+6.45%) Homeowner's exemption	$222,780	$345,000 Building $345,000
2024	$3,429.00 (+0.06%)
2023	$3,427.00 (+2.48%) Homeowner's exemption	$210,195 (+3%)	$310,000 (+12.73%) Building $310,000
2022	$3,344.00 Homeowner's exemption	$204,073	$275,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Coral Trace Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	66 (1979–2020)
Claims Outside the SFHA	27 of 66
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Coral Trace Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, T-Mobile.

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