Palm Beach County property record for 398 E Coral Trace Cir, Delray Beach, FL 33445
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 2001 |
| Lot Size | 0.102 acres (4,434 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,555 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-43-46-18-54-002-1250 |
| Primary APN | 12-43-46-18-54-002-1250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,434 sqft (0.102 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 290 sqft |
| Street Address | 398 E CORAL TRACE CIR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33445-3618 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM7 |
| Legal Description | CORAL TRACE LT 125 SECTION B |
| Legal Range | 43E |
| Legal Township | 46S |
| Legal Section | 18 |
| Legal Subdivision | CORAL TRACE |
| Legal Block | 2 |
| Legal Lot Number | 125 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6910 |
398 E Coral Trace Cir, a townhouse, is owned and occupied by two individuals who acquired it in October 2013.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2013 |
| Transfer Doc | 0264070310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 398 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0288970705 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 28897/0705 |
| Instrument | 20170057727 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 398 E Coral Trace Cir was $2,555 with a homeowner's exemption, up 7.4% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,555.00 (+7.35%) Homeowner's exemption | $163,457 | $355,503 Building $355,503 |
| 2024 | $2,380.00 (+0.46%) | ||
| 2023 | $2,369.00 (+3.63%) Homeowner's exemption | $154,223 (+3%) | $325,442 (+11.9%) Building $325,442 |
| 2022 | $2,286.00 Homeowner's exemption | $149,731 | $290,842 Building $290,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 E Coral Trace Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 66 (1979–2020) |
| Claims Outside the SFHA | 27 of 66 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 398 E Coral Trace Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Stream, T-Mobile.
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