Burke County property record for 407 E Concord St, Morganton, NC 28655 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,992 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $74,000 (2002) |
| Tax Bill | $1,199.00 (2025) |
| Primary APN | 2703483085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 3,386 sqft Gross Area |
| 1st Floor | 1,328 sqft 1st Floor |
| Basement Area | 1,394 sqft Basement |
| Unfinished Basement | 1,394 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 200 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 200 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 371 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 2703483085 |
|---|---|
| Street Address | 407 E CONCORD ST |
| City | MORGANTON |
| State | NC |
| Zip | 28655-3411 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 407 E CONCORD ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 20600 |
Source: Burke County records · APN 2703483085
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 E CONCORD ST, MORGANTON, NC 28655-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 12, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 16, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2002 · Amount on Record |
| Deed Sale | May 30, 2002 · Amount on Record |
| Deed Doc Number | 0001122865 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 407 E CONCORD ST, MORGANTON, NC 28655-3411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | UNKNOWN, PA ROCKET CLOSE |
| Name | Verified Name |
|---|
| Document Number | 0028450862 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 2845/862 |
| Instrument | 2025010814 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 407 E CONCORD ST, MORGANTON, NC 28655-3411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0027200281 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 2720/281 |
| Instrument | 2023011456 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 12, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 407 E CONCORD ST, MORGANTON, NC 28655-3411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025600537 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 2560/537 |
| Instrument | 2021009250 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 407 E CONCORD ST, MORGANTON, NC 28655-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0023710305 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 2371/0305 |
| Instrument | 2017021039 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 407 E CONCORD ST, MORGANTON, NC 28655-3411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023710319 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 2371/0319 |
| Instrument | 2017021040 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,199.00 (-0.08%) | $198,608 (-) Land $31,248 Building $167,360 | $198,608 (-) Land $31,248 Building $167,360 |
| 2023 | $1,200.00 | $198,608 Land $31,248 Building $167,360 | $198,608 Land $31,248 Building $167,360 |
407 E Concord St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the White Street-Valdese Avenue Historic District listed 1987 · 38 contributing resources · NRIS 87001927 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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