405 E Concord St, Morganton, NC 28655 Property Records

Burke County property record for 405 E Concord St, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage2,188 sqft Living Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$152,500 (2012)
Tax Bill$1,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN2703483030
Alternative APN
  • 688

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,188 sqft Living Area
Gross Area3,072 sqft Gross Area
1st Floor1,024 sqft 1st Floor
Basement Area1,164 sqft Basement
Unfinished Basement1,164 sqft Unfinished
Stories2 Stories
Primary FlooringHardwood Flooring

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMasonry Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area12,632 sqft (0.289 acres)
Garage TypeAttached Garage

Exterior Amenities

Shed1 Shed
Shed Area48 sqft Shed
Deck Area196 sqft Deck
Patio Area912 sqft Patio
PorchOpen Porch
Porch Area400 sqft Porch
TopographyRolling Topography
Canopy Area478 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number2703483030
Street Address405 E CONCORD ST
CityMORGANTON
StateNC
Zip28655-3411
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description405 E CONCORD ST MORGANTON, NC 28655
Legal SubdivisionJAMES W BRITTAIN PROP
JurisdictionBURKE NC
Minor Civil DivisionMORGANTON
Census Blockgroup2
Census Block2012
Census Tract20600

Owner

Source: Burke County records · APN 2703483030

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address405 E CONCORD ST, MORGANTON, NC 28655-3411
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Nov 02, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2012 · Amount on Record
Deed SaleJan 03, 2012 · Amount on Record
Prior SaleAug 10, 2011 · Amount on Record
Deed Doc Number2012000042
Deed Book / Page2001 / 0455
Record RefreshedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address405 E CONCORD ST, MORGANTON, NC 28655-3411
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022870103
DateApr 10, 2017
Book Page2287/0103
Instrument2017003183
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2032
Interest
Rate TypeFixed Rate
Rate3.75%
Change Frequency5 Years
Index5-Year CMT
Margin2
Max Rate9.75%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address405 E CONCORD ST, MORGANTON, NC 28655-3411
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024980234
DateNov 02, 2020
Book Page2498/234
Instrument2017046475
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressMORGANTON, NC 28680
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address405 E CONCORD ST, MORGANTON, NC 28655-3411
Document Number0024880589
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address405 E CONCORD ST MORGANTON NC 286553411, MORGANTON, NC 28655-3411

Mortgage

Document Number0024880589
DateSep 17, 2020
Book Page002488/000589
Instrument44737
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 16, 2030

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,273.00 (-0.08%)$211,957 (-) Land $29,232 Building $182,725$211,957 (-) Land $29,232 Building $182,725
2023$1,274.00$211,957 Land $29,232 Building $182,725$211,957 Land $29,232 Building $182,725

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