407 E Chestnut St, Geneseo, IL 61254 Property Records

Henry County property record for 407 E Chestnut St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	848 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Feb 2021)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-407-070`

Property Details

APN / Parcel Number

Primary APN	`08-21-407-070`

Interior

Building Area	848 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	119 ft deep x 18 ft wide

Location & Zoning

Street Address	407 E CHESTNUT ST
City	GENESEO
State	IL
Zip	61254-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E50 OF W144.45, EX N32 & EX W18 OF N82, BLK 3 TURNERS ADD CITY OF GENESEO
Legal Subdivision	TURNERS ADD
Legal Block	3
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3034
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	202120-2100983
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 16, 2021
Property Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705
Document Number	0000000983
Instrument Date	Jan 15, 2021
Instrument	20-2100983
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOMEZ TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705

Mortgage

Document Number	0000000984
Date	Feb 16, 2021
Instrument	20-2100984

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 16, 2021
Property Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705
Document Number	0202100983
Instrument Date	Jan 15, 2021
Instrument	20-2100983
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	GOMEZ TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705

Mortgage

Document Number	0202100984
Date	Feb 16, 2021
Instrument	20-2100984

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 28, 2017
Property Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705
Document Number	0000002474
Instrument Date	Apr 26, 2017
Instrument	20-1702474
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 S STATE ST, 608, GENESEO, IL 61254-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CHESTNUT ST, GENESEO, IL 61254-1705

Mortgage

Document Number	0000002475
Date	Apr 28, 2017
Instrument	20-1702475

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,370.00 (+57.68%)	$35,761 (+25.83%) Land $5,046 Building $30,715	$107,283 (+25.83%) Land $15,138 Building $92,145
2022		$28,421 Land $4,010 Building $24,411	$85,263 Land $12,030 Building $73,233
2021	$1,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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