Henry County property record for 403 E Chestnut St, Geneseo, IL 61254
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,000 (Mar 2026) |
| Tax Bill | $1,618 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-407-066 |
| Primary APN | 08-21-407-066 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 104 ft deep x 74.5 ft wide |
| Street Address | 403 E CHESTNUT ST |
|---|---|
| City | GENESEO |
| State | IL |
| Zip | 61254-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 LARRY VANDERSNICK SUB CITY OF GENESEO |
| Legal Subdivision | CITY OF GENESEO |
| Legal Block | 407 |
| Legal Lot Number | 1 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | GENESEO |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 30302 |
Source: Henry County records · APN 08-21-407-066
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC |
| Mar 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 16, 2020 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2026 · Amount on Record |
| Deed Sale | Mar 04, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 20261084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Mar 04, 2026 |
| Property Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Document Number | 0000001084 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 20-2601084 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Document Number | 0000001085 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 20-2601085 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Jul 17, 2023 |
| Property Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Document Number | 0000003104 |
| Instrument Date | Jul 03, 2023 |
| Instrument | 20-2303104 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 N LINDEN ST, NORMAL, IL 61761-1488 |
| Document Number | 0000003105 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 20-2303105 |
| Name | RUHL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Document Number | 0000001386 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 403 E CHESTNUT ST GENESEO IL 612541705, GENESEO, IL 61254-1705 |
| Document Number | 0000001386 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 1386 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Document Number | 0000002044 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 403 E CHESTNUT ST GENESEO IL 612541705, GENESEO, IL 61254-1705 |
| Document Number | 0000002044 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2044 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Sep 16, 2020 |
| Property Address | 403 E CHESTNUT ST, GENESEO, IL 61254-1705 |
| Document Number | 0000006083 |
| Instrument Date | Jan 09, 2020 |
| Instrument | 6083 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E CHESTNUT ST GENESEO IL 612541705, GENESEO, IL 61254-1705 |
Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Geneseo Township |
| Municipality | Geneseo City |
| Unified School District | Geneseo Community Unit School District 228 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,618.00 (+37.7%) | $26,323 (+6.5%) Land $4,092 Building $22,231 | $78,969 (+6.5%) Land $12,276 Building $66,693 |
| 2024 | $24,716 (+18.15%) Land $3,842 Building $20,874 | $74,148 (+18.15%) Land $11,526 Building $62,622 | |
| 2022 | $20,920 Land $3,252 Building $17,668 | $62,760 Land $9,756 Building $53,004 | |
| 2021 | $1,175.00 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Geneseo Communications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 462 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GENESEO serves 6,539 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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