407 E Charles St, Hammond, LA 70401 Property Records

Tangipahoa Parish property record for 407 E Charles St, Hammond, LA 70401

Property Summary

Property Type	Single Family Home
Details	2,183 sqft · built 1990
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2019)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1429604`

Property Details

APN / Parcel Number

Primary APN	`1429604`

Interior

Building Area	2,183 sqft Living Area

Exterior

Year Built	Built 1990
Lot Area	12,300 sqft (0.282 acres)
Lot Dimensions	150 ft deep x 82 ft wide

Location & Zoning

Street Address	407 E CHARLES ST
City	HAMMOND
State	LA
Zip	70401-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT MEAS 82 X 150 FT BEING PART OF S12 OF SQ 46 HS HAMMOND B428 P129 B762 P413-416- 419 B827 P274 B856 P452 B876 P667 B896 P7
Legal Range	07E
Legal Township	06S
Legal Section	24
Legal Subdivision	HYER SURVEY
Legal Block	46
Legal Lot Number	1
Jurisdiction	TANGIPAHOA LA
Township / Civil Division	7
Census Block Group	3
Census Block	3004
Census Tract	954400

Owner

Source: Tangipahoa Parish records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E CHARLES ST, HAMMOND, LA 70401-3325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage FIRST GUARANTY BK
Aug 16, 2019	Grant Deed, Transfer FIRST GUARANTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	1033996
Deed Book / Page	1517 / 454
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANGIPAHOA LA
Property Address	407 E CHARLES ST, HAMMOND, LA 70401-3325
Document Number	0001047396
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE INSURANCE/LA, FIRST AMERICAN TITLE INS/LA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CHARLES ST HAMMOND LA 704013325, HAMMOND, LA 70401-3325

Mortgage

Document Number	0001047396
Date	Apr 3, 2020
Book Page	002876/000753
Instrument	1047396

Lender

Name	FIRST GUARANTY BK
Type	Bank
Address	HAMMOND, LA 70404-2009

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TANGIPAHOA LA
Recording Date	Aug 16, 2019
Property Address	407 E CHARLES ST, HAMMOND, LA 70401-3325
Document Number	0001033996
Book / Page	001517 / 000454
Instrument Date	Aug 9, 2019
Instrument	1033996
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE INSURANCE/LA, FIRST AMERICAN TITLE INS/LA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CHARLES ST HAMMOND LA 704013325, HAMMOND, LA 70401-3325

Mortgage

Document Number	1033997
Date	Aug 16, 2019
Book Page	002808/000537
Instrument	1033997

Lender

Name	FIRST GUARANTY BK
Type	Bank
Address	HAMMOND, LA 70404-2009

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Tangipahoa Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Tangipahoa Parish
Municipality	Hammond City
Unified School District	Tangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00 (+1.08%) Homeowner's exemption	$13,528 (+1.5%) Land $2,700 Building $10,828	$135,283 (+1.5%) Land $27,000 Building $108,283
2023	$1,302.00 Homeowner's exemption	$13,328 (-) Land $2,500 Building $10,828	$133,283 (-) Land $25,000 Building $108,283
2022	$1,302.00 Homeowner's exemption	$13,328 Land $2,500 Building $10,828	$133,283 Land $25,000 Building $108,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	37 (1983–2023)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 19 claims Severe Storms And Flooding, Aug 2016 · 6 claims Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAMMOND WATER SYSTEM serves 21,135 people · EPA ID LA1105009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: REV.

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