405 E Charles St, Hammond, LA 70401 Property Records

Tangipahoa Parish property record for 405 E Charles St, Hammond, LA 70401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4,309 sqft · built 1920
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (May 2018)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1487418`

Property Details

APN / Parcel Number

Primary APN	`1487418`

Interior

Building Area	4,309 sqft Living Area

Exterior

Year Built	Built 1920
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide

Location & Zoning

Street Address	405 E CHARLES ST
City	HAMMOND
State	LA
Zip	70401-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 140 FT OF S12 OF BLK 46 HS HAMMOND MEAS 140 X 150 FT FRTG 140 FT ON E CHARLES AVE B332 P311 B406 P677 B762 P416 B864 P821 B
Legal Range	07E
Legal Township	06S
Legal Section	24
Legal Subdivision	HYER SURVEY
Legal Block	46
Legal Lot Number	1
Jurisdiction	TANGIPAHOA LA
Township / Civil Division	7
Census Block Group	3
Census Block	3004
Census Tract	954400

Owner

Source: Tangipahoa Parish records · APN 1487418

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 E CHARLES ST, HAMMOND, LA 70401-3325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP
Aug 10, 2019	Deed of Trust, Mortgage RELIANCE FIRST CAP
May 21, 2018	Grant Deed, Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Deed Document Number	0001477794
Deed Book / Page	1477 / 794
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANGIPAHOA LA
Property Address	405 E CHARLES ST, HAMMOND, LA 70401-3325
Document Number	0001060358
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 04, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E CHARLES ST HAMMOND LA 704013325, HAMMOND, LA 70401-3325

Mortgage

Document Number	0001060358
Date	Oct 20, 2020
Book Page	002951/000258
Instrument	1060358

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANGIPAHOA LA
Property Address	405 E CHARLES ST, HAMMOND, LA 70401-3325
Document Number	0001034189
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E CHARLES ST HAMMOND LA 704013325, HAMMOND, LA 70401-3325

Mortgage

Document Number	0001034189
Date	Aug 20, 2019
Book Page	002809/000523
Instrument	1034189

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TANGIPAHOA LA
Recording Date	May 21, 2018
Property Address	405 E CHARLES ST, HAMMOND, LA 70401-3325
Document Number	0001006983
Book / Page	001477 / 000794
Instrument Date	May 18, 2018
Instrument	1006983
Transaction Type	Transfer
Record Updated	Jun 04, 2018
Title Company	110 TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 E CHARLES ST HAMMOND LA 704013325, HAMMOND, LA 70401-3325

Mortgage

Document Number	1006984
Date	May 21, 2018
Book Page	002684/000673
Instrument	1006984

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Tangipahoa Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Tangipahoa Parish
Municipality	Hammond City
Unified School District	Tangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,324.00 (+1.13%) Homeowner's exemption	$23,889 (+1.53%) Land $4,860 Building $19,029	$238,887 (+1.53%) Land $48,600 Building $190,287
2023	$2,298.00 Homeowner's exemption	$23,528 (-) Land $4,500 Building $19,028	$235,287 (-) Land $45,000 Building $190,287
2022	$2,298.00 Homeowner's exemption	$23,528 Land $4,500 Building $19,028	$235,287 Land $45,000 Building $190,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tangipahoa Parish (22105C), updated November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221059544003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 48 individual NFIP policies nearby
Nearby Flood Policies	48 in force
Nearby Flood Claims	37 (1983–2023)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Ida, Aug 2021 · 19 claims Severe Storms And Flooding, Aug 2016 · 6 claims Hurricane Isaac, Aug 2012 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of Louisiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, REV, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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