St. Clair County property record for 405 E Adams St, O Fallon, IL 62269 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Other |
| Year Built | Built 2000 |
| Square Footage | 1,172 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Garage | 14,000 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $197,500 (2019) |
| Primary APN | 04-29-0-124-003 |
|---|
| Building Area | 1,172 sqft Living Area |
|---|---|
| Gross Area | 3,712 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 14,000 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 32,000 sqft Patio |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 405 E ADAMS ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PENNS 3RD ADD TO O FALLON LOT/SEC-175 A02614932 |
| Legal Subdivision | PENNS |
| Legal Lot Number | 175 |
| Jurisdiction | ST CLAIR IL |
| Minor Civil Division | O'FALLON |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 504351 |
Source: St. Clair County records · APN 04-29-0-124-003
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E ADAMS ST, O FALLON, IL 62269-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 04, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage ENDEAVOR CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2019 · Amount on Record |
| Deed Sale | Jun 04, 2019 · Amount on Record |
| Prior Sale | May 23, 2014 · Amount on Record |
| Deed Doc Number | A02614932 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 405 E ADAMS ST, O FALLON, IL 62269-1424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0A02690253 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | A02690253 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 04, 2019 |
| Property Address | 405 E ADAMS ST, O FALLON, IL 62269-1424 |
| Document Number | 00A2614932 |
| Instrument Date | May 29, 2019 |
| Instrument | 2614932 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 405 E ADAMS ST O FALLON IL 622691424, O FALLON, IL 62269-1424 |
| Document Number | A2614933 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 2614933 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $75,376 Land $3,689 Building $71,687 | $226,128 Land $11,067 Building $215,061 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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