407 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 407 E 5th St, Royal Oak, MI 48067 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 792 sqft · built 1924
Lot Size0.095 acres (4,138 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Nov 2018)
Tax Bill$3,513 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-22-110-015

Property Details

APN / Parcel Number

Primary APN72-25-22-110-015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area781 sqft
Basement Area781 sqft
Finished Basement781 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,138 sqft (0.095 acres)
Lot Dimensions103 ft deep x 40 ft wide
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address407 E 5TH ST
CityROYAL OAK
StateMI
Zip48067-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 22 FOURTH AVE SUB NO 1 LOT 706
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionFOURTH AVE SUB
Legal Lot Number706
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1011
Census Tract184400

Owner

Source: Oakland County records · APN 72-25-22-110-015

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address583 BATTERY ST, 905, SEATTLE, WA 98121-1971
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
TCF NATIONAL BANK
Nov 07, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Nov 05, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2018 · Amount on Record
Deed SaleNov 07, 2018 · Amount on Record
Prior SaleNov 05, 2018 · Amount on Record
Deed Document Number20181891
Deed Book / Page52340 / 187
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address407 W 5TH ST, ROYAL OAK, MI 48067
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanyATA NATIONAL TTL GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097381
DateMay 19, 2020
Book Page54233/643
Instrument97381
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 07, 2018
Property Address407 W 5TH ST, ROYAL OAK, MI 48067
Document Number0000181891
Book / Page052340 / 000187
Instrument DateOct 25, 2018
Instrument181891
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyTITLE ONE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,548.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E STH ST ROYAL OAK MI 48067, ROYAL OAK, MI 48067

Mortgage

Document Number179939
DateNov 07, 2018
Book Page052328/000392
Instrument179939
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 06, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 05, 2018
Property Address407 W 5TH ST, ROYAL OAK, MI 48067
Document Number0000179938
Book / Page052328 / 000391
Instrument DateMay 24, 2018
Instrument179938
Transaction TypeTransfer
Record UpdatedDec 05, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$296.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26408 YORK RD HUNTINGTON WOODS MI 480701356, HUNTINGTON WOODS, MI 48070-1356

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,513.00 (-14.21%)$91,860$183,720
2024$4,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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