Oakland County property record for 406 E 5th St, Royal Oak, MI 48067
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,224 sqft · built 1994 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Aug 2018) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-153-033 |
| Primary APN | 72-25-22-153-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 594 sqft |
| Basement Area | 378 sqft |
| Unfinished Basement | 594 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Depth | 1 ft Depth |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 24 sqft |
| Patio Area | 86 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 406 E 5TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2724 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MULT FAM |
| Legal Description | T1N, R11E, SEC 22 OAKLAND COUNTY CONDOMINIUM PLAN NO 942 FIFTH STREET CONDOMINIUMS UNIT 5, BLDG 2 L 15769 P 245 11-2-95 FR |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FIFTH STREET CONDOMINIUM |
| Legal Unit | 5 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 184400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 E 5TH ST, ROYAL OAK, MI 48067-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Aug 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Oct 4, 2013 · Amount on Record |
| Deed Document Number | 2018133557 |
| Deed Book / Page | 52084 / 868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 406 E 5TH ST, ROYAL OAK, MI 48067-2724 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 406 E 5TH ST, ROYAL OAK, MI 48067-2724 |
| Document Number | 0000239956 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 56969/48 |
| Instrument | 239956 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 406 E 5TH ST, ROYAL OAK, MI 48067-2724 |
| Document Number | 0000062392 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 406 E 5TH ST ROYAL OAK MI 480672724, ROYAL OAK, MI 48067-2724 |
| Document Number | 0000062392 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 054020/000691 |
| Instrument | 62392 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 10, 2018 |
| Property Address | 406 E 5TH ST, ROYAL OAK, MI 48067-2724 |
| Document Number | 0000133557 |
| Book / Page | 052084 / 000868 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 133557 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | GREATER MACOMB TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25740 GRANDVIEW CT FARMINGTON HILLS MI 48335, FARMINGTON HILLS, MI 48335 |
| Document Number | 133558 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 052084/000870 |
| Instrument | 133558 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,774.00 (-22.07%) Homeowner's exemption | $188,280 | $376,560 |
| 2024 | $6,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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