407 E 28th St, Vancouver, WA 98663 Property Records

Clark County property record for 407 E 28th St, Vancouver, WA 98663

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 894 sqft · built 1920
Lot Size	0.148 acres (6,457 sqft)
Owner	Individual Name on Record
Last Sale	$541,900 (Jun 2023)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000000001099000`

Property Details

APN / Parcel Number

Primary APN	`0000000001099000`
Alternative APN	`010990000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	894 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	894 sqft
Basement Area	894 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Concrete
Roof Material	Concrete
Lot Area	6,457 sqft (0.148 acres)
Lot Dimensions	51 ft deep x 129 ft wide
Garage Type	Detached
Garage Area	198 sqft

Exterior Amenities

Porch	Porch
Porch Area	237 sqft
Deck Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	407 E 28TH ST
City	VANCOUVER
State	WA
Zip	98663-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	TEMPES ADDN TO VANC LOT 19 FOR ASSESSOR USE ONLY TEMPES ADDN TO VANC LOT 19
Legal Subdivision	TEMPES ADDITION
Legal Lot Number	19
Jurisdiction	CLARK WA
Township / Civil Division	VANCOUVER
Census Block Group	2
Census Block	2040
Census Tract	41900

Owner

Source: Clark County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E 28TH ST, VANCOUVER, WA 98663-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
May 10, 2022	Intrafamily Transfer, Transfer
May 11, 2022	Intrafamily Transfer, Transfer · Line of Credit IQ CU
Jul 1, 2020	Warranty Deed, Transfer · Conventional with PMI IQ CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	20236123236
Prior Transfer Date	May 4, 2022
Prior Transfer Doc	0006045346
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	407 E 28TH ST, VANCOUVER, WA 98663-3018
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E 28TH ST, VANCOUVER, WA 98663-3018

Mortgage

Document Number	0006149524
Date	Oct 25, 2023
Instrument	6149524

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Jun 2, 2023
Property Address	407 E 28TH ST, VANCOUVER, WA 98663-3018
Document Number	0006123236
Map Reference	VOL A PG 40
Instrument Date	Jun 2, 2023
Instrument	6123236
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,705.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E 28TH ST, VANCOUVER, WA 98663-3018

Mortgage

Document Number	0006123237
Date	Jun 2, 2023
Instrument	6123237

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK WA
Recording Date	May 10, 2022
Property Address	407 E 28TH ST, VANCOUVER, WA 98663-3018
Document Number	0006045346
Map Reference	VOL A PG 40
Instrument Date	May 10, 2022
Instrument	6045346
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK WA
Recording Date	May 11, 2022
Property Address	407 E 28TH ST, VANCOUVER, WA 98663-3018
Document Number	0006045715
Map Reference	VOL 311 PG 381
Instrument Date	Apr 27, 2022
Instrument	6045715
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 SE SILVER SPRINGS RD, PORTLAND, OR 97222-8715

Mortgage

Document Number	0006045613
Date	May 11, 2022
Instrument	6045613

Lender

Name	IQ CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Jul 1, 2020
Property Address	407 E 28TH ST, VANCOUVER, WA 98663-3018
Document Number	0005753651
Instrument Date	Jul 1, 2020
Instrument	5753651
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	WFG CLARK COUNTY, WFG CLARK CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,885.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	407 E 28TH ST VANCOUVER WA 986633018, VANCOUVER, WA 98663-3018

Mortgage

Document Number	5753652
Date	Jul 1, 2020
Instrument	5753652

Lender

Name	IQ CU
Type	Credit Union
Address	VANCOUVER, WA 98668

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Vancouver City
Unified School District	Vancouver Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,547 (+0.18%) Land $239,321 Building $250,226	$489,547 (+0.18%) Land $239,321 Building $250,226
2025	$4,436.00	$488,651 (+7.57%) Land $239,321 Building $249,330	$488,651 (+7.57%) Land $239,321 Building $249,330
2024	$4,436.00 (+8.7%)	$454,270 (+4.13%) Land $220,176 Building $234,094	$454,270 (+4.13%) Land $220,176 Building $234,094
2023	$4,081.00	$436,261 (+0.93%) Land $210,603 Building $225,658	$436,261 (+0.93%) Land $210,603 Building $225,658
2022		$432,249 Land $210,603 Building $221,646	$432,249 Land $210,603 Building $221,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VANCOUVER serves 373,047 people · EPA ID WA5391200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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